Second Home Mortgage Hawaii

Consider buying a second home in Hawaii and you will own a piece of paradise.Nationwide Mortgage Loans provides second home financing for Americans seeking to buy a vacation home in Hawaii.Our financing team can help you find great interest rates for home purchase loans, home equity loans and mortgage refinancing, Nationwide also has several sub-prime for people with good and bad credit.

Financing a 2nd Home with a Second Mortgage or Refinance

According to the National Association of Realtors (NAR), almost 40 % - or 3.34 million - of the homes and condominiums bought last year nationwide were by people who were buying second homes. "What we see now is a crossover between largely vacation- and investment-home owners, with people recognizing the value of those investments and pouring more assets into real estate," stated NAR President Thomas M. Stevens. With so many consumers buying investment property, perhaps you’re wondering about purchasing a second home or buying a vacation home yourself. Now how do you finance it? Taking out a second mortgage may be an excellent way to begin home construction on your dream vacation abode or to buy investment property.

Refinance with Fixed Rates
2nd Home Financing to 100%
Hawaii Jumbo Home Loans
Vacation Home Mortgages
Tax Deductible Mortgages
Low Rate Interest Only HELOC
Second Mortgage Loans
Finance Home Improvements
Stated Income Loans

Free Loan Quotes with Aloha

Low Rate Refinancing for: Maui, Oahu, Kauai, Lanai and Molokai!

Attention Hawaiian Homeowners: Take advantage of special incentives for island residents seeking reduced mortgage rates for home refinancing.

Mortgage Refinancing Terms You Should Know
Adjustable Rate Mortgage
Also called as ARM.  These home mortgage have a interest rates that can adjust when the index changes. The mortgage rates are not fixed and your monthly payment rises with the interest rate changes.
A written assessment of the value of a property estimated by the appraiser. 3 common appraisals are Full URAR, Drive-by-2055 & AVM's.
Jumbo Mortgage
This is an unconventional loan that is greater than $415,000. The limits are set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation.
Conventional Mortgage
Any conforming mortgage loan that is not guaranteed by government agencies like FHA, VA, or HUD.
7/1 Arm Mortgage
A mortgage loan that has a fixed rate for 7 years. After the 7th year the rate becomes adjustable and vary based on the index.


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