Loan Refinance
Fixed Refinancing Loans

Take advantage of loan refinance opportunities that reward borrowers with savings every month because the payments can be lower even with fixed rate loan programs. The Fed has held mortgage rates rates record levels, so now can lock into a refinance loan that guarantees you save money for with our 15 and 30-year terms.

Refinance Loans

Fixed Rate Refinance Loans Protect Against Inflation

Sometimes, a home loan refinance is the best avenue for increasing your cash flow. Nationwide refinance lenders offer an array of home refinance loans to meet your growing refinancing needs. Choose from cash out, rate and term, debt consolidation, VA and FHA loan types.

FHA loan refinance rates have dropped below 5%, so locking in to a fixed mortgage for thirty years will protect you against future rate increases. For cash out or rate and term refinancing, consider the FHA refinance loans.

VA Loan Refinance to 100%

VA refinance options are available to 100%. The VA Interest Rate Reduction and VA Streamline loans enable borrowers with no equity to refinance to 100%. VA streamline loans do not require an appraisal either, so keep your payments current.  Read the recent article that elaborates on the benefits that a VA refinance loan offers military veterans.  > VA Streamline Refinance the Cure for No Equity Refinancing

Nationwide has established a mortgage refinancing niche for lower payments, cash back and bill consolidation. Cash Out Mortgage Refinancing for Funding Home Improvement Projects

  • No Fee Refinance Options
  • No Appraisals on FHA and VA streamline refinance loans
  • Mortgage Rate Guarantee for Loan Refinance Transactions

Refinance Tip: You can borrow against the equity in your home when you need cash, with either a FHA refinance loan, traditional mortgage or a home equity line of credit, depending on your needs. All of these loans offer tax advantages that most other financing options don't offer.

Resource Tools


ARM vs. Fixed Rate Calculator
Refinancing adjustable rate mortgages is one of the most popular loan transactions. Calculate and compare fixed rates to variable rate when shopping loan refinance options online.

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home

Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.


Find the FHA loans in your state


Refinance Client Testimonials

"We were stuck in a high rate ARM for years that we could not afford. Nationwide helped us secure mortgage refinancing with a fixed interest rate that saved us over $600 a month. The refinance rate was fixed for 30-years and we could not be happier!" -
The Johnson Family

Additional Refinancing Pages:
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Popular FHA Loan Products:
95% FHA Cash Out Refinance Loans | 100% Refinance Loans | 97% FHA Mortgage Refinance | Mortgage Loan Modification | FHA Mortgage Refinance
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010, Nationwide Mortgage Loans, BDnationwidemortgage.com. All rights reserved. Do not duplicate in any form.