100 Percent Refinance Loans

Our conventional and VA Lenders provide no equity loans with 100% refinancing programs including the streamline and HARP refinance loans. We offer multiple competitive mortgage refinance loans for rate and term refinancing guaranteeing fix interest rate amortization. Even after hundreds of mortgage companies went out of business our lending network continues to provide superior refinancing solutions to homeowners seeking improved interest rates and better loan terms at a reasonable cost. This year, we are one of the only lenders that provide 100 percent loan options. Qualified homeowners have the luxury of choosing between the following 100% refinance loans: HARP, VA, USDA, FHA ins states where down-payment assistance is allowed.

Nationwide guarantees the lowest refinance rates on 100% loans online!

Conventional and 100 Percent Loans for Refinancing with No Equity

Refinance Loans
Our VA Lenders provide no equity refinancing with 100 Percent Loans

Today, most of our 100% refinance loans are centered on a fixed rate conversion because borrowers do not want the insecurity that comes with adjustable rate mortgages.

Over the years, we have established our niche with no equity refinancing for veterans and first time homebuyers. Even if you have been turned down by other brokers or lenders, discuss your situation and goals with one of our home refinancing specialists so you can maximize your home equity today!

Compare 100 Percent Loan Offers from Trusted Lenders Online

Our experienced loan officers look forward to earning your business with a competitive loan product and good customer service.

  • Roll 1st and 2nd Mortgages together for one low rate 100% mortgage
  • Cash Out Mortgage Refinancing for Funding Home Improvement Projects
  • Debt Consolidation Loans with Simple Interest Mortgage Loans
  • FHA Refinance Solutions near 100% Loan to Value
  • 100% Refinance and Eliminate Adjustable Rate Credit Card Debts with Fixed Rate Mortgage
  • Lock into 100% Loan Options with No Equity Approved by the Dept. of Veterans Affairs
  • Get Relief for Underwater Mortgages
  • Short Refinances Enable Borrowing to Exceed 100 Percent
  • Emergency Homeowner Loan Program
  • Options for HAMP Loan Modifications
  • Lenders offering over 100 refinance programs nationally

** Please be aware that under the 100% refinance program, income requirements, credit score minimums, property limitations and certain loan amount restrictions may be applicable to some applicants in certain states.

Resource Tools


ARM vs. Fixed Rate Calculator
How does a fixed interest rate mortgage loan stack up to a variable rate home loan?

Refinancing Calculator
Calculate the monthly savings and consider the benefits of refinance loans. Use this calculator to uncover opportunities on more than 100 refinance products.


Find the FHA loans in your state


What Clients Are Saying...

"When the market crashed a few years ago, we lost the equity we had earned in our home.  Our credit was good, but we could not find any lenders to help us with a 100% refinance. A friend referred us to Nationwide and they were able to find us several 100% mortgage loan options and we were able to get rid of that adjustable rate loan once and for all.   – J. Johnson

100% refinance

Additional Refinancing Pages:
Adjustable Rate Refinance | Refinancing Loans | Refinance Options | 100% Mortgage | Bad Credit Refinance | Cash Out Refinance |
Subprime Refinancing | Mortgage Refinance Rental Properties | Mortgage Refinance Second Home | Refinancing after a Bankruptcy | Loan Refinance | Home Affordable Refinance Program | Home Refinance Loans | Conventional Loan | Refinance Loans | FHA Refinance | FHA Mortgage Refinance
Apply Now | Disclosures and Terms | Today's Refinance Rates | Zero Down Home Loan | Blog
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2013 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans.
All rights reserved.