Now is a great time to compare multiple competitive refinance mortgage loans for cash out, interest rate refinancing, streamline and home remodeling. BD Nationwide offers info to consumers about current home refinancing programs online. We refer people to lenders that extend refinance loan solutions to borrowers seeking the best refinancing with improved terms at a reasonable cost. The timing for locking the interest on a refinance loan is critical, but trying to time the market can be very difficult.
Our refinance lenders suggest home refinancing now if you can save money, eliminate interest and protect yourself against future inflation that comes from higher rates. Refinance mortgage loans are one of the best tools for homeowners looking to save money while gaining access to money. Ask one of our agents about the “no fee refinance.”
Consider a Refinance Mortgage with a Safer Fixed Interest Rate
Nationwide earned its reputation as a respected mortgage banker because we provide consumers competitive home refinance and equity loans that genuinely improve their financial state. Choose from over 100 refinance loans from America’s favorite lenders at Nationwide. Today, we no longer make loans but we connect consumers with respected refinance lenders.
Ask about our No Cost Refinance program that is available for qualified borrowers. No closing cost refinance loans are available on many of our home refinancing programs, our team offers a free consultation that will show you how to refinance and maximize your monthly savings with the best refinance rates.
Great Pricing on Rate and Term Refinancing
Today, most of our refinance loans are centered on a fixed rate mortgage refinance conversion because borrowers do not want the insecurity that comes with adjustable rate mortgages. We offer exclusive cash out refinance loans from 75 to 85% with low interest rates for 10, 15, 20 and 30 year terms. If you have the ability to refinance into a mortgage into a fixed interest rate that reduces the interest you owe or shortens the length of the loan, you should. Most likely we will look back on this as the era of lowest rates.
Eventually interest rates will climb and if you are have a variable rate at that point you could be stuck with an inflating monthly mortgage payment. Protect yourself now and refinance into a fixed rate 30-year mortgage.
30-Year Refinance Loans Soar in Popularity with Conforming & FHA
FHA picked up the slack for the subprime lenders by offering more comprehensive refinance loans for borrowers with all types of credit. If you have the ability to reduce your monthly housing expenses, you should seize the opportunity and lock into a more affordable fixed rate refinance for 15 or 30 years.
BD Nationwide is a reputable refinance lender that specializes in a wide variety of home refinancing solutions. Compare refinance rates for government and traditional loans and you will realize that we provide the total solution for homeowners seeking the best refinance loan.
- Refinance with Cash Out
- Refinance with Bad Credit
- Refinance with FHA Loan
- Refinance with No Closing Costs
- Refinance with VA
Compare Refinance Loan Options: Government, Conforming and Subprime
Over the years, we established our niche with cash out refinancing and debt consolidation. Our team of experienced loan officers will guide you through the loan process, from the pre-approval, to closing documents.
Best Time to Refinance – Timing the market in an effort to get the lowest possible interest rate can be challenging. You never know when rates will rise or fall, so make sure your terms are flexible without penalties for selling or refinancing.
When to Refinance a Home – Homeowners should refinance based on their needs and the opportunity to save money by refinancing. Borrowers are always asking “When should I refinance my house? The market conditions, borrowing needs and benefits will usually dictate that answer.
How to Refinance a Mortgage – Learn from the lenders what steps need to be followed for an easy, no hassle home refinance. Clearly there are steps that homeowners can take to ensure they get the best refinance rate while going through the process smoothly. Understanding what documentation is needed up front is important because when the underwriters request specific documentation, you better get it to them in a timely manner.
Search for New Home Refinancing Loans with Traditional & FHA Loans
Nationwide has assembled a team of experts that provide you with up to date info on most types of refinance mortgage loans. Our lending partners strive to earn your refinancing business one loan at a time. We provide info about refinance loans that offer fiscal and emotional benefits with bill consolidation, home improvement and cash out for investment home purchasing. As the Federal Reserve continues to lower interest rates, refinance into a mortgage with a fixed interest rate, because with inflation rising, the record low pricing could change directions for many years to come. Borrowers stuck with adjustable rate loans could face unfavorable positions if the interest rate trend spikes up. Financing experts suggest that missing the refinance window could cost families thousands of dollars a year.
Ask one of our friendly loan officers to help you get the latest fixed interest rates for FHA cash refinance loans, second mortgage loans, home equity lines of credit, refinance and purchase money 2nd mortgages for people with both good and bad credit scores. Refinancing your existing first and second mortgage loans simply bill paying and usually eliminate interest that translates to more money in your pocket each month. Consider our competitive FHA home loans that are perfect for homeowners that recently lost equity from real estate depreciation. Even if you have been turned down by other brokers or lenders, discuss your situation and goals with one of our home refinancing specialists so you can maximize your home equity today!
- Combine 1st and 2nd Mortgages together for one low mortgage from 95 to 100%
- Cash Out Mortgage Refinancing for Funding Home Improvement Projects
- No Pre-Payment Penalties with all FHA, VA and Conforming Mortgages
- Reduced Closing Cost Options with “Zero Out of Pocket” Refinances
- Mortgage Refinance Loan Update for FHA and Conventional Programs
Refinance for Cash Back – The Federal Housing Administration still Refinance Mortgage Loan Options to homeowners that have credit scores above 500. Borrowers can select from 15 and 30-year fixed interest rate terms. HUD was rumored to be releasing a new 40 year term but nothing has been cemented yet. Our government refinance programs offer homeowners another low payment option that will increase their cash flow, while protecting them with a fixed interest rate.
FHA refinance loans are government insured mortgages allowing loan refinancing to 97% Loan to Value with a straight rate and term loan that simply pays of your current first mortgage. Now FHA allows consumers to consolidate debt and get cash back if refinancing up to 95% Loan to Value. (credit scores are not equated, but mortgage history in the last 12 months is essential for 95% cash out options).
Fannie Mae recently loosened guidelines on subordinate loans for DU Refi Plus and Refi Plus program. The DU program was created prior to the Home Affordable Refinance Program.
2nd loan financing that does not fully amortize under an even monthly payment plan where the maturity or balloon payment date is less than 5 years
Secondary financing with prepayment penalties
Existing Eligibility for Refi Plus
Also see options for the FHA Streamline Refinance and Mortgage Refinancing.
Consider Simple Interest Mortgage Loans for Debt Consolidation
Refinance and Eliminate Adjustable Rate Credit Card Debts with Fixed Rate Mortgage
FHA Streamline Programs Requires Borrowers to Lower their Monthly Payment by a Minimum of $100 to be Eligible
.Fixed Mortgage Rate Guarantee
.Mortgage Refinancing from 90 to 100%
.Refinance Variable Interest to Fixed Rate
.Bi-Weekly Mortgage Payment Option
.PMI is 100% Tax Deductible!
.Refinance Loans with Low Fico Scores
Refinance Tip: You can borrow against the equity in your home when you need cash, with either a FHA refinance loan, traditional mortgage or a home equity line of credit, depending on your needs. All of these loans offer tax advantages that most other financing options don’t offer.
Home Refinance Mortgage Loan – Unfortunately, when a consumer purchases a home they don’t always get the mortgage they want, because of their credit history and market conditions. Since mortgage rates fluctuate and credit scores can improve rapidly with good payment history, it is important for homeowners to evaluate the refinancing options every so often, so they can maximize their dollar with the lowest possible rate and the lowest possible payment. Our lenders offer home refinance loans of all types, ranging from FHA mortgage loans, conventional home refinance, to cash out refinancing. We provide competitive interest rates with flexible terms for ARM’s, fixed rates and interest only options. Next time you speak with a mortgage professional; calculate the interest you save when factoring in your total monthly savings with the term of your mortgage. If you save over $100 a month, it clearly makes sense to refinance and earn interest with the savings in your bank account.
Will Refinancing Your Home Save You Money?
The biggest mistake that homeowners could make financially in the last few years is not refinancing their mortgage. With the Fed keeping key interest rates at record levels, borrowers have the opportunity to save thousands of dollars a year by locking into the best mortgager refinance rates seen in decades.
Get Approved for a 30-Year Refinance Loan with a Fixed Interest Rate: The reality is that lower refinance rates will increase your cash flow and provide more savings for you every month. Qualifying for a refinance loan is more difficult today than it was a few years ago, because lenders want to see higher credit scores, more equity and solid income that can be documented.