Refinance Rates

Compare the Current Home Rate for Refinancing Online

Nobody can accuse the U.S. government of not increasing affordability for housing as refi rates have been at record lows for several years now. The housing market continued to struggle, but the Federal Reserve, Fannie Mae, Freddie Mac, VA and FHA have made great measures to keep home refinance rates at the lowest levels in 50-years. The current refinance rates have motivated millions of homeowners to get a new mortgage with a lower monthly payment featuring a fixed interest rate. Our participating lenders provide excellent service and the best refinance rates for government and private money programs. Take advantage of our low interest rates and refinance today!

Freddie Mac Said that Refinance Rates Have Never Been Better

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Refinance Rates
With Refinance Rates falling to a generation low, the time for acting is now. Nobody knows exactly when interest rates will start rising, but most economists agree that we may never see mortgage rates this low for refinancing ever again.
  • Fixed Mortgage Rates for Thirty Years
  • Fixed Refinance Rates for Fifteen Years
  • Refinance with No Pre-Payment Penalty

Today's refinance rates are available in the three to four percent range for borrowers with all types of credit. One of the obstacles many homeowners have struggles with is the deflated property values that have caused over 30% of American homeowners now have underwater mortgages. The FHA refinance has been the most popular loan for homeowners with less than perfect credit. In an effort to help these people who need no equity refinancing, Fannie Mae and Freddie Mac introduced the Home Affordable Refinance Program for to qualified borrowers that have mortgages that are greater than their house's value. Nationwide provides expert advice while guaranteeing the lowest refi rates online.

Nationwide recommends that when home refinance rates reach the point in which you are saving money that you lock the loan to protect yourself against the potential rate hikes in the future. Nationwide is a lending company that prides itself in providing innovative refinance solutions for homeowners with all types of credit. If you have the ability to get fixed refinance rates that reduce your monthly payments, we recommend that you seize the opportunity because it's no secret that the Federal Reserve will be raising key interest rates in an effort to curb inflation.

At BD Nationwide, we continue to match consumers with lenders offering alternative refinance solutions for homeowners with credit and equity concerns. Compare rates for refinancing online and you may be pleasantly surprised.

Ask Our Lenders About Today's Rates for Refinancing!

The mortgage industry contracted a few years ago as many banks and loan companies went out of business. After the finance sector consolidated, most banks tightened their refinance guidelines drastically and most homeowners no longer qualified for home refinancing.

Get Approved for Current Refinance Rates

Select one of the refi rates links below that best meet your needs.

  • Mortgage Refinance Rates – Compare quotes and aggressive refinancing with Nationwide.
  • 30-Year Refinance Rates - Lock your mortgage rate for thirty years.
  • 15-Year Refinance Rates - Pay off your home in half the time by refinancing with a 15-year loan
  • FHA Refinance Rates – The government insured loans present an opportunity for borrowers who have low credit scores or not much equity.
  • VA Refinance Rates – If you are in the military you will love the favorable refinancing terms that are only available to eligible VA homeowners.

Find Out If Today's Current Refinance Rates Would Save You Money with Lower Payments?

Current Refinance Rates

Recent Blog Posts
5 Tips to Refinance an Underwater Mortgage

Please note that today’s refinance rates are subject to change without notice. It is very important to check with your loan officer for program eligibility and current refinance rates.

Resource Tools

Loan Comparison Calculator
This refinancing calculator will assist you in comparing home refinance rates online. You can also analyze the total interest charges for a variety of home mortgages.


Nationwide Testimonial

Rate Testimonial

"We were tired of getting the run-around from loan companies online, but a friend whom we trust recommended we discuss refi rates with Nationwide before giving up. The loan officer and processors that we worked with were knowledgeable and professional and many times they held our hands during the process of refinancing our home.  We closed our loan in less than 30-days and were blessed with a 4.5% fixed refinance rate for thirty years and our credit scores were not even that good. We will definitely be referring our friends to Nationwide in the future. Thanks again for all your efforts, we really appreciate it."
- The Bachman Family


Free Finance Guides

Take advantage of our free guides and disclosures that help homeowners make good decisions in regards to home refinancing.

ARM Rate Mortgage- Guide
Consumer Guide -Rate Locks

Mortgage News

Mortgage rates have been breaking records time and time again in 2012. Since the Federal Reserve committed to keeping interest rates low last month, we have seen refinance rates continue to fall.

The average fixed mortgage refinance rate on the 30-year loan hovered near historic lows last week. Applications for home buying and refinancing rose with demand.

Freddie Mac said Thursday refinance rates on the 30-year mortgage rose from 3.88% to 3.92%. The rate touched 3.87% four weeks ago, the lowest since long-term mortgages began in the 1950s. Read the original article from the Detroit News.

Mortgage Rate Links:
HARP Refinance | Low Mortgage Rates | Home Equity loan Rates | Second Mortgage Rates | FHA Interest Rates | VA Mortgage Rates |
Home Mortgage Interest Rates | Home Refinance Rates | 30-Year FHA Rates | Bad Credit Refinance
Apply Now | Disclosures and Terms | FHA Refinance | Refinance | Best Fixed Mortgage Rates
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012 and beyond, Nationwide Mortgage Loans, BDnationwidemortgage.com. All rights reserved. Do not duplicate in any form