Discount Mortgage Refinance Loans
No Cost Refinancing for Fannie Mae, Freddie Mac, FHA and VA

Our Mortgage lenders offer premium home refinancing with discount rates for refinance loans to borrowers with reduced closing costs and competitive interest rates. We offer qualified homeowners the option of no closing cost loans if it meets their financial needs. Only with our refinance programs do applicants have the choice of fixed or adjustable rate mortgage refinancing.

Borrowers can choose from principal and interest or interest only payments for cash out home refinance loans. No equity is required for borrowers with qualified credit scores and sufficient residual income that can be documented.

With significant mortgage rate discounts, we recommend consolidating adjustable rate credit cards with mortgage loan terms ranging from 15-30 years.

No Cost Refinancing
Nationwide offers
No Cost Mortgage Refinance
programs for repeat borrowers!

Our preferred refinance loans enable existing clients are offered a mortgage refinance paying no points. This means they will pay no origination fees when refinancing with Nationwide lenders. Our loan team will offer their services and only the third party "hard costs" will be charged with your new home mortgage. Nationwide does not require you to pay additional closing costs out of pocket. Our premium no fee refinancing enables existing clients to refinance their mortgage with no pre-payment penalty charged. Homeowners can choose a mortgage loan for refinancing debt or a cash out loan to finance home remodeling or renovation. You will appreciate that our loan refinance products offer competitive rates with no hidden closing costs. Premium refinance loans were created in a system to encourage quicker closings.

Premium Mortgage Refinance Loans
Our Lenders provide no equity refinancing with reduced fees and low mortgage rates.


Fixed Mortgage Refinance Rates


90 to 100% Mortgage Refinance Loans


Interest Only Low Rate Home Mortgage Payments


Cash Out Refinancing with FHA Loans to 95%


VA Home Mortgages for All Types of Credit


Combine Home Mortgage Loans together


No Income Verification Mortgage Refinancing


Past Bankruptcy OK- Low Credit OK

Preferred Loan Type
Property Type
Property Value
Credit Rating

Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.

VA Home Mortgage Rates
Refinance Loan Checklist

Additional Refinancing Pages:
Refinancing after a Bankruptcy | Second Mortgage Refinance | Adjustable Rate Refinance | Loan Overview | Mortgage Refinance Options | 100% Mortgage Refinancing | Bad Credit Refinance | Cash Out Refinance | Sub-Prime Mortgage Refinancing | Reverse Mortgages | Mortgage Refinance Guidelines | Rate and Term Refinancing | 30-Year Fixed Rate Refinance | Home Refinance Loans | Conventional Loan | Home Loan for Bad Credit | How to Refinance a Mortgage | Home Loan Interest Rates | Refinance Rates | Mortgage Refinancing | Mortgage Refinance Rates | FHA Mortgage Loan State Guidelines | Top Home Refinance Loans in 2013
Other Popular FHA Refinance Loans:
FHA Refinancing Loans | 95% FHA Cash Refinance Loans | 97% FHA Refinance Loans | FHA Mortgage Rate Refinance | FHA Streamline Refinance
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright © 2001-2012, Nationwide Mortgage Loans, All rights reserved. Do not duplicate in any form.