Adjustable Rate Refinance Mortgages
ARM Refinancing with Low Fixed Rate Mortgage Loans

Adjustable rate mortgage loans should be refinanced with a fixed rate loan before the ARM rate recasts and the mortgage payment increases. Borrowers across the country are rushing to the banks and lenders to refinance their adjustable rate mortgage loans that are scheduled to adjust to a higher payment in 2012 and 2013. Our lenders offer fixed rate refinancing, equity loans and variable lines of credit for borrowers seeking to lower their payments and consolidate revolving debt. When the market is good for hybrid ARM's is often the time when the 30 year mortgage is below 6% and the prime rate drops below 5%. In the past these market conditions have cause mortgage lenders to offer very appealing adjustable rate mortgages. With today's fixed rates being available under 4%, fixed rate refinancing has never been more popular.

Are you Looking for a Fixed Rate Mortgage Refinance Loan?

If you currently have an adjustable rate mortgage that has an increasing monthly payment, do not wait to refinance. Now is time to secure a fixed rate loan and refinance while the interest rates are still near record lows. Call Nationwide now and get the rate locked with fixed mortgage refinancing that saves you money! We offer multiple solutions for refinancing with bad credit.

Get a Fixed Rate before Interest Rates Rise!

Refinance and Save with a Fixed Rate First or Second Mortgage:

  • Pay off Revolving Credit Cards
  • Refinance Variable Rate Loans
  • Convert Credit Lines to Fixed Interest
  • Get a Fixed Payment
Fixed Home Equity Loans - Lock into a fixed rate equity loan that features simple interest, fixed terms, and cash out opportunities.

No Equity is required to refinance! Apply for a Fixed Rate Loan and Borrow up to 100% of your home's appraised value.

Our focus at Nationwide remains centered on providing consumers extensive options for lower payment mortgages with reduced interest rates. Now more than ever, we recommend converting offer the biggest variety for home equity loan products online.

Nationwide Mortgage Loans Loan Spotlight

Fixed Rate Second Mortgages
Fixed rate second mortgages are offered from 80% or 100% CLTV. (Depending upon your credit scores.)

Fixed rate 2nd loans are very popular with homeowners seeking to refinance their adjustable rate credit lines because the fixed interest rates are lower and are better for sticking to a financial budget.

See options for No Income Verification, Bad Credit Refinancing and Debt Consolidation Loans.



Resource Tools

Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?

Additional Refinancing Pages:
Refinancing after a Bankruptcy | Refinance Second Mortgage | 100% Mortgage | 30-Year Fixed Rate Refinance | Cash Refinancing |
Sub-Prime Refinancing | Refinance Guidelines | Rate and Term Refinancing | Mortgage Refinance for Rental Properties | Loan Refinance |
Mortgage Refinance for Second Homes | Discount Rates for Mortgage Refinance Loans | FHA Mortgage Refinance Loans |
Home Affordable Refinance Program | Home Refinance Loan | Underwater Mortgage | Money Mortgage Refinance |
Home Loan for Bad Credit | How to Refinance a Mortgage | Home Loan Interest Rates | Best Refinance | No Fee Refinance |
Refinance Programs | Federal Mortgage | Mortgage Refinance Options | Home Refinance Programs | Second Chance Mortgage | Top Home Refinance Loans in 2013 | FHA Mortgage Refinance
Other Popular FHA Refinance Loans:
FHA Refinancing Loans | 95% Cash Refinance Loans | 97% Refinance Loans | FHA Mortgage Rate Refinance |
Mortgage Loans for Fair Credit Refinancing | FHA Refinance | 85% Cash Out FHA Refinance Loans
Apply Now | Disclosures and Terms | Mortgage Refinance Rates
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012 & beyond, Nationwide Mortgage Loans, All rights reserved. Do not duplicate in any form.