Refinance Loans

Compare 30 Year Refinance Loan Programs

If you own a home and have a 30-year mortgage with a rate above 4%, refinancing into a home loan with FHA, VA, Fannie Mae or Freddie Mac, should be a priority. You should shop lenders that provide a wide variety of "refinance loan" options for consumers with all types of goals. There are new opportunities even for homeowners that got benefitted from refinance loans last year. If you are reconsidering keeping your loan with your present company, the time is right because fixed rates are still amazing low rate available in the market-place so shop lenders in an effort to reduce your housing expenses can increase cash flow. The Federal Reserve once again committed to keep key rates low for the next two years. This should help keep home refinance rates below the five percent threshold for the next eighteen to twenty-four months.

Fixed 30-Year Refinance Loans for Qualified Homeowners

Fixed Refinance Loans with No Pre-Pay VA Refinance Loan Offers for Military Borrowers Refinance Loan Programs Insured by FHA No LTV Restrictions with HARP Refinance Refinance and Get Money Back Consolidate 1st and 2nd Loans with a Refinance Alternative Refinancing for All Types of Credit 5 to 30-Year Refinance Loan Terms Get Cash Back and Lower Your Rate Choose between Fixed & Hybrid ARM Options Compare House Refinance Loans Online 2nd Chance with Bad Credit Refinance Loans Home Refinance Loans with No Income Documentation

Borrowers are able to save hundreds of dollars a month by getting fixed refinance loans that ensure a set payment for three hundred and sixty months. How much money would you save monthly if you secured a 30-year refinance with a low fixed interest rate? How would you invest the money you were saving? Today's low rate refinancing loans have helped millions of Americans get out of debt. Many of our participating lenders offer refinance loan programs for primary residences, vacation home, investment properties and more.

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor What's your credit score? Click HERE to find out now!

Compare lenders that offer many types of low rate refinance loans to borrowers in all fifty states. We offer unique refinancing with low mortgage rates and flexible guidelines. While most lenders are tightening their refinancing requirements, we are loosening our refinance loan requirements.

Traditional refinance loans: Seize the opportunity to get the lowest mortgage rates recorded since Freddie Mac started recording interest rates. Compare loan programs for Fannie Mae and Freddie Mac with ease online.

Cash refinance loans. Since equity loans are more difficult to qualify for these days, homeowners are rushing back to cash refinancing with lenders like Nationwide. Conforming lenders are offering cash out to 80%, FHA 85% and VA 90% loan to value. In some cases lenders will charge .125% in fees when borrowers receive money back in a house refinance loan.

FHA refinance loans are popular for people that have little equity. We offer unique FHA refinancing and you only need 3.5% equity in your home. Yes, the Federal Housing Administration continues to approve refinancing up to 96.5% LTV. FHA mortgages are approved regularly for borrowers with less than perfect credit.

VA refinance loans offer military veterans superior financial solutions. Qualified VA borrowers are able to get a 100% refinance with no mortgage insurance requirement. That means that VA homeowners are able to get a low rate refinance loan with no equity required.

HARP refinance loan is a government initiative to help homeowners who are strapped with an underwater mortgage. Initially, the Home affordable refinance program allows people who have a Fannie Mae or Freddie Mac lien an opportunity to refinance up to 125%. Obama just announced that he will be extending the HARP refinance loan program for another few years. The 2.0 HARP guidelines have no loan to value restrictions, so underwater borrowers now have a genuine opportunity to get a better refinance loan regardless of their equity status.

2nd home refinance loans are available to borrowers that wish to exchange their existing loan for a new lien with a lower interest rate or better terms. A "2nd home refinance" is considered when the borrower is doing a refinance on a house other than their primary resident. Second home refinancing is available on vacation houses and rental properties.

Payment Examples: The Payment on a $200,000 Fixed 30-Year Refinance Loan quoted at 3.25% has a monthly payment of $870.41 with $995 in total lending fees due at closing. The Annual Percentage Rate, also known as APR is 3.378%. Do not forget that payment posted on website does not include property taxes or premiums for home insurance (if applicable). The total housing costs will be greater. (monthly mortgage payment + taxes and insurance payments if impounded) In some cases, mortgage size limitations may be applied due to state and county maximum loans as outlined by FHA, Fannie Mae or Freddie Mac. 3.25% (3.47% APR).