Pennsylvania Mortgage Loans
PA Lenders with Best Home Loan Rates for Refinance or Purchase

Pennsylvania Mortgage Loans
Pennsylvania consumers have found comfort with low fixed interest rates. 1st Time homebuyers can finance a new home with little or no money down!

Find Pennsylvania mortgage lenders that provide discounted fixed rate FHA loans & mortgages for purchase or cash out refinancing and debt consolidation. Homeowners from Pittsburg to Philadelphia have been experiencing stagnant home sales which have not helped real estate appreciation. Fortunately, interest rates have remained down and favorable home financing has continued in the North East and Colonial states. Nationwide lenders offer Pennsylvania residents reduced rate home loans for mortgage refinancing or home purchase financing.

Nationwide provides New York and Pennsylvania residents with special incentives for home purchase and 2nd mortgage loans. We continue to offer low rate refinancing with a fixed or adjustable interest rates for east coast residents seeking cash or simple rate and term refinance programs for homeowners with a wide range of credit.

Breaking News - Pennsylvania Mortgage Rates Fall to Record Lows

Get the current mortgage rates in Pennsylvania from a local lender. We offer a wide variety of mortgage refinancing programs for homeowners who need to access money, but prefer not to pay off their existing mortgage in the process. Congress passed an emergency bill to raise 2012 mortgage limits in Pennsylvania and the rest of the United States.

Are you looking for a no money down loan? We provide multiple 100% home finance opportunities for first time home buyers under USDA, VA and FHA with down-payment assistance. You can become a homeowner in today's marketplace. Find out how and discuss your goals with a representative from BD Nationwide today.

Pennsylvania Loans

Property values in Pennsylvania have recently reached all-time highs, so tap the equity in your home before you risk losing the equity in your home. Research the revised guidelines for Pennsylvania Home Mortgages.

With home sales dropping slightly across the colonial states, it may be your last chance to refinance your adjustable rate mortgage or take out a fixed second mortgage at a competitive home equity rates. Check the Local Pittsburg Mortgage Rates Now!. Home loan application volumes have been on the rise in cities like Philadelphia, Pittsburgh, Allentown, Erie, Scranton, Bethlehem and Lower Merion.
Don't wait any longer, Call to speak with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.

Whether you are purchasing a home in Philadelphia or Pittsburgh, we offer great loans for home buying or refinance. We'll help you finance home improvements or consolidating high interest credit card debt. Nationwide offers many fixed rate solutions, that don't require you to refinance your first home loan. We offer competitive loans with low Pennsylvania mortgage rates that will assist you in reducing your monthly expenses for big savings.

Pennsylvania FHA Mortgage Loan Limits Increase to $420,000 in high cost areas!

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

WARREN

WARREN

PA

$271,050

$347,000

$419,400

$521,250

ALTOONA

BLAIR

PA

$271,050

$347,000

$419,400

$521,250

NEWARK-UNION , NJ -PA METROPOLITAN

PIKE

PA

$729,750

$934,200

$1,129,250

$1,403,400

ST. MARYS

ELK

PA

$271,050

$347,000

$419,400

$521,250

SCRANTON --WILKES-BARRE

LUZERNE

PA

$271,050

$347,000

$419,400

$521,250

SCRANTON --WILKES-BARRE

WYOMING

PA

$271,050

$347,000

$419,400

$521,250

SCRANTON --WILKES-BARRE

LACKAWANNA

PA

$271,050

$347,000

$419,400

$521,250

LEWISBURG

UNION

PA

$271,050

$347,000

$419,400

$521,250

READING

BERKS

PA

$300,000

$384,050

$464,200

$576,900

WILLIAMSPORT

LYCOMING

PA

$271,050

$347,000

$419,400

$521,250

HARRISBURG-CARLISLE

PERRY

PA

$271,050

$347,000

$419,400

$521,250

GETTYSBURG

ADAMS

PA

$271,050

$347,000

$419,400

$521,250

PHILADELPHIA

BUCKS

PA

$420,000

$537,650

$649,900

$807,700

PHILADELPHIA

CHESTER

PA

$420,000

$537,650

$649,900

$807,700

PHILADELPHIA

DELAWARE

PA

$420,000

$537,650

$649,900

$807,700

PHILADELPHIA METROPOLITAN DIVISION

PHILADELPHIA

PA

$420,000

$537,650

$649,900

$807,700

LANCASTER

LANCASTER

PA

$383,750

$491,250

$593,800

$738,000

ALLENTOWN-BETHLEHEM-EASTON , PA -NJ

LEHIGH

PA

$402,500

$515,250

$622,850

$774,050

ALLENTOWN-BETHLEHEM-EASTON , PA -NJ

NORTHAMPTON

PA

$402,500

$515,250

$622,850

$774,050

POTTSVILLE

SCHUYLKILL

PA

$271,050

$347,000

$419,400

$521,250

CHAMBERSBURG

FRANKLIN

PA

$271,050

$347,000

$419,400

$521,250

PITTSBURGH

BEAVER

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

BUTLER

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

FAYETTE

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

ALLEGHENY

PA

$327,500

$419,250

$506,800

$629,800

PITTSBURGH

ARMSTRONG

PA

$327,500

$419,250

$506,800

$629,800

NON-METRO

CLARION

PA

$271,050

$347,000

$419,400

$521,250

Wouldn't you like to put more money in your pocket each month? Many of our home buying and refinance programs were created so people with less than perfect credit, can pay off debts, make improvements to their house, and offer access to additional funds for a multitude of reasons.

Before the rates get too high, you should lock into Pennsylvania mortgages that you can afford. Stay online and complete one simple form and one of our experienced loan professionals will follow up with you shortly.

Relevant Pennsylvania Facts:
East Coast Homeowners

Average home value for owner occupied primary residence, 2000: $97,000
Homeownership rate, 2000: 71.3%
Average household income, 1999: $40,106
Population,
2004 estimate: 12,406,292
% of people living in same home for 5+ years, 2000: 63.5%
Average commute time from home to work (minutes), 2000: 25.2

Click Here for More Pennsylvania Loan Info

* Loan terms are state and federal fee restrictions. Laws may vary per state.
Data source census.gov

Pennsylvania Mortgage Market Report and Home Sales Updates

Mortgage rates continue to drop, but foreclosures rise by .50 In Monroe County Northeastern Pennsylvania: "Monroe County Prothonotary George Warden: Foreclosure filings hit a record 1,253 last year... a 50% increase over the 835 filings in 2006, and a one-third increase from the previous record of 941 set in 2003. State and Congressional hearings have been held in Monroe County on allegations including inflated appraisals and onerous loan terms that can get buyers in over their heads... Some, including Warden, point to the greater impact of soaring gasoline prices in an area where many people are long distance commuters to jobs in New Jersey and New York." Most Pennsylvania economists believe that the expanded FHA finance programs will help level off the rate of foreclosure.


FHA Mortgage Refinance Spotlight

The FHA program offer 30-year fixed mortgage rate terms.

FHA mortgages are government insured loans that are offered up to 96.5% rate and term or 85% for refinancing terms with cash out. (credit scores are not a factor, but mortgage history and income that can be documented is critical)

The FHA loan was introduced in 1934 by the U.S. government in an effort to promote homeownership with fair lending. Millions of first time home buyers have benefitted from FHA financing.

Also see options for FHA Streamline Loans & FHA Refinance.

 

Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.


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