HARP Mortgage 3.0 for Affordable Refinancing

Find Lower Fixed Rates

The talk of a new version of the Home Affordable Refinance Program is heating up as Fannie Mae and Freddie Mac appear to be finalizing the details of HARP 3.0. Initially the two government sponsored enterprises extended refinancing that allowed 125% loan to values. The first version looked great on paper, but 25% above the property value turned out to not be enough as millions of homeowners were severely underwater. The era for underwater refinancing is here but we suggest moving quickly before the Federal government relief programs like HARP expire.

Government Announces No Loan to Value Requirements on HARP Program

HARP 2.0 has been much more successful in helping borrowers refinance because this time the program eliminated all "loan to value" restrictions, so the pool of eligible borrowers widened significantly. To qualify borrowers must have bought the houses prior to June 1, 2009 and their lien must be owned or backed by either Freddie Mac or Fannie Mae. Don't worry though because our HARP mortgage lenders will help you determine your eligibility.

Are you looking for a refinance solution for negative equity? Since Fannie and Freddie rolled out the Home Affordable Refinance, we have been connecting struggling borrowers with our HARP mortgage lenders that like to approve loans in scenarios that were previously impossible.

Will the HARP 3.0 reach out to more homeowners that previously were unable to qualify? Yes, the "word on the street" is that the third round of refinance relief will target people that have been unable to qualify for the first and second versions of HARP.

BD Nationwide always strives to match borrowers with programs that provide real solutions to the growing needs of distressed homeowners. We look for products that provide opportunities like reduced housing expenses, cash back and flexible terms. Get help now finding companies that deliver great service from knowledgeable loan officers that are here to extend you helpful and insightful advice. You will find lower HARP mortgage rates than other lenders and you will appreciate that we do not increase the lending costs for our higher risk loans, like the HARP 3.0 or the FHA streamline.

What is so Great about the HARP Mortgage Program?

No More Minimum Loan to Value Rules

No Additional Mortgage Insurance

HARP Mortgage Rates Are Low

Obama Administration Offers Incentives to Lenders that Extend HARP Refinancing to Underwater Homeowners

No Penalty for Early Pay-off

2nd Mortgage Subordination is allowed for qualified borrowers that have two home loans

HARP Mortgage Refinancing
Talk to HARP Mortgage Lenders that want to help you refinance into a loan with better rates and terms.

BD Nationwide always strives to offer programs that provide solutions to the growing needs of distressed homeowners. We look for products that provide opportunities like reduced housing expenses, cash back and flexible terms. We provide great service with knowledgeable loan officers that are here to extend you helpful and insightful advice. You will find lower HARP mortgage rates than other lenders and you will appreciate that we do not increase the lending costs for our higher risk loans, like the HARP 3.0 or the FHA streamline.


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Resource Tools


5 Ways to Get an Underwater Mortgage Refinance
Learn about what is available for your credentials.

HARP 3.0 in an Election Year
Find out if any of the HARP refinance requirements will benefit you and your current lien.

HARP Refinance with a Subordinate 2nd Mortgage – Fannie Mae and Freddie Mac have no problem extending a HARP loan to a borrower who has a 2nd mortgage as long as they meet the latest standards for the Home Affordable Program.

The Wall Street Journal Outlines the Home Affordable Refinance and its Risks

 

More Mortgage Refinancing Pages of Interest:
30-Year Mortgage Refinancing Loans | HARP 3.0 Mortgage Refinancing | No Point Mortgage Refinancing Loans | Refinancing 1st and 2nd Mortgage Loans | Mortgage Refinancing for Debt Consolidation | Bad Credit Refinancing for Adjustable Rate Loans |California Mortgage Refinance Loans | Virginia Mortgage Refinancing with Bad Credit | Bad Credit Refinance | Mortgage Refinance Loan | Mortgage Refinance Quote | Mortgage Refinance Options | Sub-Prime Mortgage Refinancing
Underwater Refinancing Solutions:
Home Affordable Refinance Program | HARP Refinance | Underwater Mortgage | Streamline Refinance
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
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