Refinancing Debt

Refinancing your debt is usually the quickest way to increase your cash flow and save money. Nationwide offers discounted second mortgages and home equity loans for refinancing variable rate loans and consolidating adjustable rate debts. We provide fixed interest rate solutions for homeowners with good and bad credit.

Residential mortgage loans have evolved with hybrid loan products that now allow borrowers the ability to eliminate credit card debt. Refinancing debt into your mortgage can save you thousands of dollars every year. Nationwide Mortgage Loans offers more flexibility with significant lending exceptions with increased loan to value limits. Borrowing money for consolidating debt between 100-125% combined loan-to-value is now possible.

  • Lower monthly payments with fixed interest rates
  • Lower payment over a reduced repayment period
  • Consolidate 2nd mortgage into a lower rate loan

Refinance Variable Rate Debts up to 125%
Take a look at our fixed rate second mortgage that enables you to eliminate your compounding interest obligations and pay off your debts into a loan with fixed rate amortization. In most cases combining your consumer debt with a fixed rate 2nd mortgage will reduce your monthly payments and yield a significant savings in return. Refinancing your credit card debt with a simple interest loan helps you know exactly what your loan payment will be every month.

Refinance and eliminate your compounding high rate credit card debt and start saving immediately!

  • Fixed 1st and 2nd mortgage rates
  • Fixed monthly loan payments
  • Fixed simple interest terms

---     125% Second Mortgages Loans up to $200,000

Fixed-Rate Lock Option

The Fixed-Rate Lock feature enables a customer to access a portion of his or her available line of credit at a fixed-rate and fixed monthly payment. Each Fixed-Rate Lock advance creates its own loan balance with fixed-rate and monthly payment.

Calculating the Equity for Both Mortgages - (Combined Loan to Value)

CLTV Formula : Take the current loan balance for your 1st mortgage add the proposed new loan amount:  then Take that total and Divide by the Estimated Appraised Value of your house = Total Loan To Value or Combined Loan to Value.


Preferred Loan Type
Property Type
Property Value
Credit Rating

More Mortgage Refinancing Pages of Interest:
30-Year Mortgage Refinancing Loans | HARP 3.0 Mortgage Refinancing | No Point Mortgage Refinancing Loans | Refinancing 1st and 2nd Mortgage Loans | Mortgage Refinancing for Debt Consolidation | Bad Credit Refinancing for Adjustable Rate Loans |California Mortgage Refinance Loans | Virginia Mortgage Refinancing with Bad Credit | Bad Credit Refinance | Mortgage Refinance Loan | Mortgage Refinance Quote | Mortgage Refinance Options | Streamline Refinance | Sub-Prime Mortgage Refinancing | Top Home Refinance Loans in 2013
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.