Mortgage Refinance Loan

Get a Low Rate Mortgage Refi from Fannie, Freddie or FHA

Getting a mortgage refinance loan provides opportunities for lower monthly payments and security with amortization with a fixed interest rate. If you can save a hundred dollars a month you should get approved for a mortgage refi now. The housing sector has been battered for the fourth consecutive year, but many homeowners are able to see the silver lining with a low interest mortgage refinance loan. Take advantage of several government programs that continue to offer underwriting exceptions for borrowers that are struggling to retain the equity in their home.

Save Thousands with Fixed Rate Mortgage Refinance Loans below 4%!

Best Mortgage Refinance Loans
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Do you have low credit scores because of late payments or medical collections that are tainting your credit report and preventing you from getting approved for a low rate mortgage loan refinance? You are not alone, as millions of American homeowners are struggling with the woes of recession.

Many borrowers have elected to refinance for cash to get a lower rate and to pay off bills that have higher interest. Many of these customers have watched their poor credit scores transform into better credit with scores rising above 700 because paying down and eliminating revolving credit cards typically helps improve the credit ratings. Some borrowers who are content with their current mortgage are taking out equity loans to eliminate revolving accounts with higher rates.

Fortunately for you, there are several new mortgage refi options for borrowers with bad credit scores and the mortgage interest rates are great unlike the rates that came with the subprime loans just a few years ago. As interest rates have dipped to 3.75%, homeowners are rushing to lenders once again to lower their 1st and 2nd mortgage liens. If guidelines loosen a bit in 2012 and 2013, we expect to see the biggest fixed rate mortgage refinance boom ever recorded.

3 Things to Know to Refinance Successfully in Today's Market

  1. Loan to Value Limitations have been removed for All Government Refinancing Programs Associated with the HARP 2.0. This means that you can refinance underwater loans regardless of LTV. (ie. Get approved with loan balance at $400,000 and home worth $250,000. Previously this program capped refinancing at 125% LTV)
  2. The Streamline Mortgage Refinance Loan Does Not Require Income Documentation. In most cases the underwriter for the VA and FHA streamline will not request income documentation. They will do a verification of employment just to make sure that the borrower still has their job, but paystubs and W2’s are not needed.
  3. Rates for Mortgage Refinancing Have Never Been Lower! The bottom line is that it would be prudent for you to lock your mortgage into a fixed interest rate at 4% for thirty years if you have the ability. Many experts believe that we could go another century before rates fall this low again.

Nationwide is committed to delivering the best experience online for all types of mortgage loan refinance programs. Time and time again, we see our clients come back to us to assist in their refinancing transactions. Our company founders have set the bar high for competitive pricing and service throughout the refinance loan process.

Save Money with Low Rate Mortgage Refinance Loans

Mortgage Refinance Loans

If you are able to demonstrate the ability to make the payment and be able to document your income, there is a good chance you will be approved for this mortgage refinance program.

Mortgage refinance loan programs are subject to change at any time. Some of these refinancing alternatives are volatile so verify with your loan officer which programs are available with your qualifications. Refinance rates may vary and are subject to change.

 

Resource Tools

Refinance Calculator
ARM vs. Fixed Rate Calculator
Which mortgage loan refinance makes sense for your situation? If you could save $150 a month with a 5/1ARM over the 30-Year loan would you choose the hybrid option?

> Refinance Bad Credit Loans

> Non-Conforming Refinancing

> Get Funds with a Cash Refi

> 2.75% 10-Year Fixed Mortgage

> Consolidate 1st and 2nd Liens with One Refinance Loan

> 4% 30-Year Fixed Refinancing

> Refinance High Rate Loans

> Remodel Your Home

> Refinance Manufactured Homes

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After many attempts, we finally got approved for a mortgage refinance loan. - Tims J., Santa Fe, NM

Even with a significantly underwater loan, we were able to get approved for a refinance loan and the rate was below 4%. - Tanya S., Tulsa, OK



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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved. Check with a loan officer today for current pricing on a mortgage refinance loan.