Mobile Home Equity Loans

Manufactured Home Loan & Refinancing Opportunities

Now is an excellent time to find exclusive offers on mobile home equity loans for manufactured home financing for qualified borrowers using a modular of manufactured home as collateral. The most competitive interest rates for manufactured homes these days come from Fannie Mae and FHA backed home loans. Very few lenders offer home equity loans to borrowers unless they are residing in a permanent foundation SFR, condo or multi-family residence.

However, we will help you locate national mortgage companies that offer a home equity loans on manufactured, mobile and modular homes. Learn more about mobile home mortgage products to borrowers with modular or manufactured homes as long as your fico scores are high enough and you have enough equity. Typically, 80-85 combined loan to value is required for these types of home equity loans, but 90% is possible with compensating factors.

Mobile Home Loans

Mobile home loans are typically more difficult to qualify for but with good credit or ample equity it is possible to take out a second mortgage with for SFR, modular and manufactured homes, regardless of past credit problems. It can be very difficult to qualify for a home equity loan if you are using a manufactured home as collateral.

The demand for mobile home equity lines of credit and loans has surged in 2017. The good news for people that have a manufactured or modular home is that the credit standards and rules are changing for fixed and HELOC loans.

In most cases, manufactured homeowners have an up-hill battle when applying for cash out equity loans. Take a few minutes and learn about new offers for 2nd mortgages on mobile homes and check today's variable rate home equity lines and fixed rate equity loans, regardless of past credit problems. Look at Bad Credit Home Equity Loans and Lines of Credit.

Interest rates for mobile home equity loans on manufactured houses can be a bit higher with pre-fabricated homes than with your common single-family residence. The underwriting banks consider modular/manufactured homes to be a more significant risk for default than they consider with standard SFR financing.

Mobile Home Equity Loan Features
Modular Home Financing is available with FHA and Conventional loan programs from Fannie Mae.
Fixed Rates for Mobile Home Equity Loans
Refinance Your Mortgage to Get Money Back
Interest Only – Find Affordable HELOC Loan Payments
Cash Back for Consolidating Bills
HELOCs for Mobile Homes
Combine first and second mortgage loans together
No Income Verification Equity Loans
Past Bankruptcy OK- Low Credit OK
Learn more about Second Mortgage & Equity Loans for People with Less than Perfect Credit


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Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. BD Nationwide was affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.

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