FHA Home Mortgage Loans
Cash Out Refinance with FHA Loan Options

FHA Home Loan
FHA Home Loans can assist with the first steps of buying a home. Let our FHA Mortgage Lenders help with New Home Financing!
Our FHA mortgage lenders provide bad credit consumers with low fixed rates for refinancing and new home financing for 1st time homebuyers. Our FHA mortgage lenders offer many government home mortgage programs including FHA and VA. The FHA home mortgage is a very popular program for first time homebuyers, because you only need 3% down.

Borrowers applying for FHA home loans may be eligible to finance up to 97%. FHA will allow borrower is able to finance the upfront mortgage insurance premium into the mortgage. The borrower will also be responsible for paying an annual premium.

Eligible properties are 1-4 unit homes. For more guidelines on FHA home loans please go to hud.gov.

According to HUD, FHA fixed rate home mortgages cost less than other sub-prime loans from traditional lenders. FHA loans have competitive interest rates because the Federal government insures the loan.

FHA plans to release the 100% mortgage which will allow you to put zero down on a home loan. In addition to home purchase financing, Nationwide offers home equity, second mortgage and refinance loans with both fixed and adjustable interest rate options.

FHA Home Mortgage Limits List (Sample)


1 Unit 2 Units 3 Units 4 Units
$697,500 $892,950 $1,079,350 $1,341,350
JACKSONVILLE, FL (MSA) 1 Unit 2 Units 3 Units 4 Units
$387,500 $496,050 $599,600 $745,200
$729,750 $934,200 $1,129,250 $1,403,400

Payment Example:

$300,000 30 Year Fixed First Mortgage at 6.25%
360 Monthly Payments at $ 1,847.15

Low rate for 15 or 30 years
Little or No Money Down

Interest rate is quite a bit higher than traditional 1st rates

  • Cash Out Refinance
  • Low Rate Second Mortgage
  • Debt Consolidation of High Rate Credit Cards
  • Low Rate Home Equity Loans

Don't wait any longer, Call today to speak with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.


Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?

Take advantage of our FHA mortgage expertise that can help you lower your mortgage payment next time you need to refinance. Remember that FHA loan limits vary from county to county. The state and cost of living indexes drive the FHA loan limits. High cost areas in the county usually allow for increased loan limits, so ask your loan officer what your county’s mortgage loans are capped.

FHA Refinance Loans for Washington Homes

FHA Home Refinancing in Missouri

Indiana FHA Home Refinance

Colorado Refinance Loans with FHA Fixed Rates

California FHA Home Refinance Loans

Maryland Mortgage Refinancing to Prevent Foreclosure


Additional Home Loan Pages:
5 Yr. Interest Only | 40 Yr. ARM | 15 Yr. Fixed Jumbo | 15 Yr. Conforming| 30 Yr. Fixed Jumbo | 30 Year Conforming | Bad Credit Mortgage Refinance | Cash Out Refinance | Sub-Prime Refinancing | 40 Yr. Pay Option | VA Home Mortgage | 80-20 Home Equity Loans | 80-20 Refinance | 7 Yr. Interest Only | 100% Mortgage | 103% Cash Out | 40 Year Jumbo | 3 Yr. Fixed | 3 Yr. Interest Only | Second Mortgage Loans | FHA Mortgage Loans for Fair Credit Refinancing | FHA Refinance | 85% Cash Out FHA Refinance Loans | Home Finance | Home Purchase Loans | New Home Loan | Home Loan for Bad Credit | FHA Loan for Bad Credit | No Cost Mortgage Refinance | Bad Credit FHA Mortgage | No Credit Home Loans | FHA Rules For Gift Funds And Down Payments | How FHA Mortgages May Burden US Tax Payers | How FHA Financing Could Slow Housing Recovery | Application for FHA Loan | 7 Key Terms First Time Home Buyers Should Know
Rate Assumptions | Second Mortgage Rates | Apply Now | Disclosures and Terms | Home Loan | About Us | Contact Us | Privacy
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright © 2001-2013, Nationwide Mortgage Loans. All rights reserved. Do not duplicate in any form. BDNationwideMortgage.com does not have any affiliation with the FHA or any other government entity.