80-20 Mortgage Refinance

Piggy Back Loans with No PMI

80-20 Mortgage Refinance enable homeowners to qualify for 100% home refinancing without being required to carry mortgage insurance. BD Nationwide offers an easy path to companies offering many fixed rate mortgage refinance programs, but the combination loans have become very popular again. The combination consists of an 80% 1st mortgage and a 20% second mortgage that work together so you can cash out and refinance up to 100% of your home's value. These con-current loans will allow you to eliminate the lending requirement of private mortgage insurance. Ask about zero down mortgage programs that meet your eligibility and financing goals.

Shop for 80-20 Mortgage Loans with Amazing Interest Rates!

We offer 30 or 40 year fixed rate home purchase mortgages that ensure a fixed interest rate that is fixed for the entire term of the loan.  In addition, Nationwide offers home equity, second mortgage and refinance loans with a fixed or adjustable interest rates.

Full Documentation or Stated Income Options:   Apply Now

80-20 Payment Example:
$400,000 40 Year Fixed First Mortgage at 6%
480 Monthly Payments at $ 2,200.85

$100,000 30 Year Fixed Second Mortgage at 8%
360 Monthly Payments at $ 733.76

Refinance to 100% and combine
your debt into one low payment

With the 80-20 fixed rate purchase mortgage, you don't have to come out of pocket for the 20% down payment that most traditional purchase loans require.  In addition, you will benefit from a low rate and low payment that is stretched out over 30 or 40 years. Top loan experts believe that it is important for borrowers to be confident when taking a loan on against your home.

Finance Tips and Loan Advice

No Money Down
Lower rate for 30 or 40 years
No Private Mortgage Insurance

Monthly payments can be costly with no money down
Second mortgage rate is quite a bit higher than 1st rates.

  • 100% Financing
  • Purchase Money Second Mortgages
  • Debt Consolidation of High Rate Credit Cards
  • 100% Home Equity Loans

Don't wait any longer, Call now and we will connect you with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.


Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.

Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.



Unique Home Mortgage Programs and 1st Mortgage Refinance Products:
Bad Credit Mortgage | Interest Only Mortgage | Zero Down Home Loan | Refinance Mortgages | Sub-Prime Mortgage Refinancing | Home Finance | Purchase Loan | New Home Loan | Home Loan for Bad Credit | 2nd Mortgages | FHA Loan for Bad Credit | Home Loan Financing | Cheap Home Loans | Home Loans for Teachers | No Closing Cost Loans | 7 Key Terms First Time Home Buyers Should Know
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. BD Nationwide was affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved