15 Year Fixed Rate Mortgage

15 year fixed rate mortgage loans offer borrowers reduced interest rates with conforming, VA, FHA and second mortgages. Nationwide Mortgage Loans offers many fixed rate loan programs for consumers with all ranges of credit scores. The 15 year fixed mortgage provides a fixed interest rate that is fixed for the entire term of the loan.

Nationwide offers a small interest rate reduction with 15 year amortization schedules for purchase, home refinancing and second mortgage loans. These various loan types also offer a choice of fixed or variable interest rates.

15 Year Fixed Mortgages offer discounted rates but the monthly payment is higher due to a shorter term

Did you know that FHA drops their requirement for mortgage insurance when borrowers commit to a 15-year mortgage in a LTV below 90%? If you can get a low payment without paying PMI or mortgage insurance premiums, you should.

First mortgage rates are lower than traditional 30 year rate payments… Can you afford the monthly payments? Low Rate 15-Year Terms: Conventional, Jumbo, FHA, VA and Home Equity Loans

Full Documentation or Stated Income Options: Apply Now

With the 15 year fixed rate, you can benefit from a lower rate than the traditional 30 year fixed rate. Top loan experts believe that it is important for borrowers to be confident when taking a loan on against your home. 15 years of fixed payments is a responsible mortgage, because you are making payments towards paying down the principal, and interest. Take advantage of Nationwide’s low rate guarantee on fixed fifteen-year mortgages and enjoy the best rates on 15-year mortgages.

Home Financing Tips and Mortgage Rate Advice

Benefits of a 15-Year Loan:
Lower rate for 15 years can save you thousands of dollars. 
Your home can be paid in full in 15 years. 

Concerns with Shorter Terms:
Monthly payments are quite a bit higher than a 30 year Fixed Payment.
Reduced Cash Flow

  • Refinance for Lower Rate
  • Low Rate 125% Second Mortgages
  • Debt Consolidation of High Rate Credit
  • 100% Home Equity Loans

15 Year Payment Example:
$325,000 15 Year Fixed at 4.25%
180 Monthly Payments at $1,870

Don't wait any longer, apply now and we will connect you with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.


Resource Tools

Fixed 15-Year Mortgage Rates

ARM vs. Fixed Rate Calculator
How does a fixed rate mortgage on a 15-year term compare to the traditional payments that are amortized over 30-years?


Additional Home Loan Pages:
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