Home Equity Debt Consolidation

As credit line rates continue to rise and the home equity market shifts, fixed rate home equity loans have become the loan of choice for debt consolidation. Borrowers can consolidate and save with our fixed rate home equity loans and 125% second mortgages for refinancing adjustable rate interest and revolving credit cards. Nationwide Mortgage Loans offers bill consolidation 2nd mortgages that can help your free your cash flow and eliminates compounding interest charged from your credit card companies. More than ever, home equity loans have become a powerful resource for consolidating debt. Now, you can pay off high interest credit cards and installment loans that will lower your payments and assist you in saving thousands of dollars a year. If you currently have an adjustable rate second mortgage or a variable interest home equity line of credit, it makes a lot of sense to review your debt refinancing options and lock into a fixed rate home equity loan to maximize your monthly savings.

3 Best Methods for Homeowners to Maximize their Home Equity
  1. Consolidate any debt that carries a variable interest rate
  2. Debt Consolidation for all revolving credit accounts
  3. Financing Home Improvements for increased property appreciation
  • Home Equity Debt Consolidation to 125%
  • Refinance Credit Card Debt into a Home Equity Loan
  • Lower Monthly Payments with Fixed Rate Home Equity Loans

12 Reasons to use Nationwide for your Next Second Mortgage!

  1. No Mortgage Insurance on any Nationwide 2nd Mortgage!
  2. Interest Only Available w/ 2nd Mortgages
  3. No minimum Draws for Home Equity Lines of Credit
  4. 125% Second Mortgages up to $150,000
  5. Refinance Loans for Manufactured Homes
  6. Up to $500,000 Loan Amounts
  7. Stated Income Loans up to 100%
  8. Home Equity Loans for Second Homes
  9. Concurrent 1st & 2nds Mortgage Refinance Available
  10. Bad Credit Second Mortgages (as low as 525 fico score)
  11. Simple Loan Process - Email or Fax Loan Conditions to Nationwide
  12. No Full Appraisal Required on most 2nd Mortgage Programs
Home Equity Consolidation
Fixed Rate - Lower Payments
First Time Homebuyers OK
Loans to 125% of Home Value
Consolidate Credit Card Debt and
Save Hundreds each month
Home Equity for Good and Bad Credit
Refinance all of your bills into
1 Low monthly Payment.
Prime Rate Home Credit Lines
Stated Income Equity Loans

Linda's Advice for homeowners to maximize debt consolidation
Ask Linda?

It's time to utilize the power of home equity.  There is simply no better way to consolidate debts, than with a home equity loan. Ask your loan officer the differences in rate for debt consolidation loans at 100% and at 125%.

Benefits and Risks of the 125% Home Equity Loan

There are many great benefits of the 125% home equity loan and it appears that this financing legend is making quite a comeback. Mortgage Lenders across the country are reporting an increased volume for home equity loan transactions. Lets examine these non-conforming 2nd loans that don't require you to have any equity and consider the pros and cons of these popular second mortgages.

What do the Experts Think of Home Equity Loans?

Financial analysts suggest securing a home equity loan if you can increase your cash flow, or invest in an project that appreciates your home's value. Consider making home improvements to your primary residence. Another popular purpose for home equity loans continues to be for purchasing second homes, rental properties, and vacation homes.

Debt Consolidation can reduce your monthly expenses, improve your interest rates, and help you position yourself better financially for the future.

Click Here for More a Free Debt Consolidation Loan Quote

* Loan program terms and interest rate are subject to change.

Home Loan Terms

Adjustable Rate Mortgage
Also known as ARM.  This mortgage has a variable rate that is not fixed. The interest rate adjusts periodically based on the index it is associated with.

Fixed Rate Mortgage
This mortgage has a fixed interest rate that never changes. The term and payment are fixed as well.
Cash Out Refinance
Refinance loan transaction that includes extra money the borrower get back with the new loan. Most Lenders allow cash back in refinancing for home improvement, debt consolidation or to pay for expenses like cars or education.
Home Equity Loan
This second mortgage allows you to borrow equity in your home. Homeowners like to get second mortgages when the already have an existing mortgage with great terms. First time homebuyers like to finance home improvements or to payoff debt. The home equity interest you pay on the 2nd mortgage is tax-deductible in most cases.
A written assessment of the value of a property estimated by the appraiser. 3 common appraisals are Full URAR, Drive-by-2055 & AVM's.
Jumbo Mortgage
This is an unconventional loan that is greater than $415,000. The limits are set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation.
Conventional Mortgage
Any conforming mortgage loan that is not guaranteed by government agencies like FHA, VA, or HUD.

Loan Payment Calculator with Amortization Schedule
How much will my monthly loan payment be at various compounding intervals?

Home Equity Loan Tips

Get accurate 2nd mortgage and home equity loan information from professional loan officers.

No cost with No obligation.
Call 1-877-212-9478 for a live loan officer.

Second Mortgage Loan Guide
Compare Home Equity Loans
Hard Money Equity Loans
Second Mortgage Process
Home Equity Loan Rates
Second Mortgages vs Equity Credit Lines
Bad Credit Home Equity Loans
125% Home Equity Loans
No Equity 2nd Mortgage

Stated Income Loans

•  125 Home Equity
•  Low Rate Refinance
•  Cash Back
•  Debt Consolidation

Apply online today!

Click Here for Free Quote

- Lower your payments by consolidating your credit card debt into a fixed rate loan that will put more money in your pocket.

Click Here for More Loan Info

Fixed Rate Home Equity Loan
for more information Click Here

125% Home Equity
for more information Click Here

Finance Home Improvements
for more information Click Here

Interest Only Equity Lines
for more information Click Here

- First-time Homeowners OK
- Competitive Equity Rates
- No Mortgage Insurance Required
- 100% CLTV Behind a neg/am
- Bad Credit OK!

Quote to Remember

"The will to win is important, but the will to prepare is vital."
- Joe Paterno, football coach

Nationwide Mortgage Loans is Awarded Preferred Broker Status with Irwin Home Equity
Nationwide Mortgage Loans is one of only three second mortgage brokers in the country awarded the "Preferred Broker"status from Irwin Home Equity. This reward program offers quality brokers lending benefits by adding a competitive edge for their 125% home equity products. IHE account executive, Dan Ambrose stated "this is an excellent opportunity for Nationwide to really expand its home equity marketshare."

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