Ventura Home Loans
Home Refinancing & Purchase

Ventura homeowners are offered 100% home refinancing and purchase loans with discounted rates for Southern California consumers Industry experts anticipate home values in Los Angeles and Santa Barbara to remain flat, so we suggest you utilizing your equity with a 2nd mortgage if you need cash. Real Estate evaluators are forecasting property values in Ventura to decrease between 2 and 3% in 2007 and 2008. Because of the uncertainty of future of home prices, many homeowners will be refinancing into a fixed rate first mortgage.

Nationwide offers home equity, and refinance loans with a fixed or adjustable interest rates. We offer loans for residents in Ventura County seeking cash or simple rate and term refinancing.

Whether you are purchasing a home in Oxnard, or Ventura we offer subordinate loans for purchase or refinance. If you need help with a "Zero Down" 80-20 combo loan, then you have found the right lending source. We offer cutting edge mortgage programs for Southern California homeowners who need to access money, but prefer not to pay off their existing mortgage in the process.

Relevant Ventura County Facts:

Average home value for owner occupied primary residence, 2000: $248,700
Homeownership rate, 2000: 67.6%
Average household income, 1999: $59,666
2004 estimate: 797,699
% of people living in same home for 5+ years, 2000: 51.7%
Average commute time from home to work (minutes), 2000: 25.4

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* Loan terms are state and federal fee restrictions. Laws may vary per state.
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Our loan team will help you finance new furniture, house improvements and they will show you a solution for consolidating high interest credit card debt. Nationwide offers many fixed rate solutions, that don't require you to refinance your first home loan. We offer competitive home equity credit lines that will aid you in reducing your monthly expenses while returning you with significant savings.


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Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?

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Additional Helpful Mortgage Loan Pages:
Loan Specials | Adjustable Rate Refinance | Home Equity Refinance | Bad Credit Refinance | State Guide Second Mortgages | Mortgage Refinancing | Purchase Loan | 2015 FHA Loan Limits in California
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.