San Bernardino Home Loans
Low Rate Refinance with Conforming, FHA and Equity Refinancing

San Bernardino residents are provided with 90-100% home refinance loans for all types of credit. Borrowers residing along the Southern California mountains have migrated towards FHA and conventional home loans with an effort to refinance into a fixed affordable mortgage. HUD encouraged congress to pass new laws that would increase loan amount limits in the $500,000 range. Local real estate experts are forecasting a significant decrease for property values in San Bernardino and Riverside Counties due to the foreclosure epidemic that has forced many homeowners to look for a new house. If you need money now, we suggest you access your home's equity with a second mortgage or "cash out" refinance loan.

New San Bernardino Loan Limits for FHA, Fannie Mae and Freddie Mac home loans.

MSA Name

County Name













Nationwide offers home equity, and refinance loans with a fixed or adjustable interest rates. We offer loans for residents in San Bernardino seeking cash or simple rate and term refinancing.

Whether you are purchasing a home in Lake Big Bear, Mt. Shasta, or Redlands we offer subordinate loans for purchase or refinance. If you need help with a "Zero Down" 80-20 combo loan, then you have found the right lending source. Nationwide Mortgage Loans provides "out of the box" 2nd mortgage and refinance programs for homeowners who need to access money at lowest possible interest rate.

A Few Common Reasons for San Bernardino Homeowners Getting Second Mortgages:

  • Fixing Variable Rate Credit
  • Increased Tax Deductions
  • Elimination of Mortgage Insurance
  • Bill Consolidation of High Rate Debt
  • Furniture for First-Time Homebuyers
  • Track Home Construction
  • Financing a Start-up Business
  • Purchasing a Vacation Home in Big Bear
  • Swimming Pool Installation
  • Replacing the Roof
Don't wait any longer, Call 1-877-212-9478 to speak with a seasoned loan professional live. We offer a helpful consultation that includes a free loan quotes with no obligation.

Relevant San Bernardino County Facts:

Average home value for owner occupied primary residence, 2000: $131,500
Homeownership rate, 2000: 64.5%
Average household income, 1999: $42,066
2004 estimate: 1,921,131
% of people living in same home for 5+ years, 2000: 48.2%
Average commute time from home to work (minutes), 2000: 31.0

Click Here for More San Bernardino Loan Info

* Loan terms are state and federal fee restrictions. Laws may vary per state.
Visit the for additional city, county and state facts.


Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?

Find the best loan in your state

Call for Free Loan Consultation


Additional Helpful Mortgage Loan Pages:
Loan Specials | Adjustable Rate Refinance | Home Equity Refinance | Bad Credit Refinance | State Guide Second Mortgages | California Mortgage Rates | Mortgage Refinancing | Purchase Loan | 2015 FHA Loan Limits in California
Rate Assumptions | Home Equity & Mortgage Handbooks | Apply Now | Disclosures and Terms | Home Loan | About Us | Contact Us | Testimonials | Privacy | Site Map
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.