Home Loan Refinancing

The present time for home refinance loans could not be more attractive as rates have fallen to thirty-year lows. Fannie Mae, Freddie Mac and FHA have all reported the best home loan refinancing terms in a generation. As a preferred government lender, BD Nationwide is in a position to extend unique opportunities for a variety of affordable home refinancing loans. Ask your representative about monthly specials and discount incentives for homeowners seeking help with home refinancing. Since our volume increased last year, we have been able to extend deeper discounts on pricing and in some cases applicants are qualifying for no cost home loan refinancing. (Please see a loan officer for today's rates, terms and pricing options.) For nearly fifteen years we have been offering discounted home refinancing loans without pre-penalties and exorbitant fees or closing costs. Talk with our home refinance lenders today and compare the following amortization schedules: 10-year, 15-year, 20-year, 30-year and 40-year fixed rate terms. Many people are excited about hybrid ARMs such as the 3/1, 5/1, 7/1, and 10/1. Borrowers are also given the option of a principal and interest or interest only payment on most home loan refinance products. Check with a loan officer for eligibility and current pricing.

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No Cost Home Loan Refinancing Options with No Lender Fees

BD Nationwide recently announced several house refinance loans to homeowners that would rather not pay any closing costs. We offer no cost home refinancing with reduced fees or no lending fees to qualified loan applicants without charging you higher mortgage rates like most lenders do. Save your money and get a no fee home refinance with a great rate that will save you even more monthly.

3 Tips For Getting the Best Home Refinance Rates

1. Maintain High Credit Scores: If you have good credit scores, you will have more options.  Most lenders recommend keeping credit scores above 720 to maximize the lowest refinance rates.

2. Stay Current with Current Mortgage Rates and Loan Program Availability: Get signed up for rate alerts.  Competitive lenders will email you refinance rates data so that if they fall to a favorable level you will be notified instantly.

3.  Shop Rates with a Trusted Loan Company: Make sure you are comparing loans from reputable lenders who have the ability to deliver what they promise.

Get a $250,000 loan for $971.63 a month with a 2.375% rate that is fixed for five years.
This home refinancing option has $995 in loan costs on the 5/1.ARM and has 2.58% APR. This is considered a hybrid home loan refinance because the first five years ensures the borrower a fixed payment before it converts to an adjustable rate.


Resource Tools
Refinance Calculator
Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.

How to Refinance a Mortgage
Our team will help you get the process unscathed with money in your pocket.

When to Refinance a Home
In the past the timing for refinancing was critical, but today the rates continue to break records every month.  Now is the best time for a home loan refinance, so don’t miss the opportunity to protect your housing costs for the next 15 or 30 years.

How to Refinance with No Closing Costs
Our loan professional will help you understand the steps in getting a home loan with no refinance costs. They will present options that include low rates and no lending fees.

Other Popular Refinance Loans to Consider
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright © 2001-2012 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. Home refinance loans are subject to lender approval. Mortgage refinance rates are subject to change. All rights reserved.