Home Equity Rates

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Get Today's Home Equity Rates and Lock into the Right Loan Before the Interest Rates Rise!

Home equity rates remain low and Nationwide can help you get info on prime rates for home equity loans, credit lines and second mortgages. Just like Wall Street, interest rates rise and fall. Home equity rates are no different in that respect, so it is imperative that you keep up to date on the latest trends with interest rates. Check today's home equity rates for availability for fixed, variable and interest only second mortgages and home equity lines of credit to maximize the lowest possible rates online.

BD Nationwide can match lenders with borrowers to determine accurate interest rates for second mortgages, home equity loans, home improvement financing and home equity credit lines. In addition, we now offer interest only rates for both fixed and variable interest rate options.

Compare Home Equity Loan Rates from Lenders Now

Preferred Loan Type Select ---------------> Mortgage Refinance Cash Out Refinance Home Equity New Home Purchase Property Type Select One-----------> Single-Family Detached Condominium Cooperative Multi-Family Dwelling Modular Mobile Home Manufactured Home Property Value Select One-----------> 1st Time Buyer 75,000 - 80,000 80,000 - 85,000 85,000 - 90,000 90,000 - 95,000 95,000 - 100,000 100,000 - 105,000 105,000 - 110,000 110,000 - 115,000 115,000 - 120,000 120,000 - 125,000 125,000 - 130,000 130,000 - 135,000 135,000 - 140,000 140,000 - 145,000 145,000 - 150,000 150,000 - 155,000 155,000 - 160,000 160,000 - 165,000 165,000 - 170,000 170,000 - 175,000 175,000 - 180,000 180,000 - 185,000 185,000 - 190,000 190,000 - 195,000 195,000 - 200,000 200,000 - 205,000 205,000 - 210,000 210,000 - 215,000 215,000 - 220,000 220,000 - 225,000 225,000 - 230,000 230,000 - 235,000 235,000 - 240,000 240,000 - 245,000 245,000 - 250,000 250,000 - 255,000 255,000 - 260,000 260,000 - 265,000 265,000 - 270,000 270,000 - 275,000 275,000 - 280,000 280,000 - 285,000 285,000 - 290,000 290,000 - 295,000 295,000 - 300,000 300,000 - 305,000 305,000 - 310,000 310,000 - 315,000 315,000 - 320,000 320,000 - 325,000 325,000 - 330,000 330,000 - 335,000 335,000 - 340,000 340,000 - 345,000 345,000 - 350,000 350,000 - 355,000 355,000 - 360,000 360,000 - 365,000 365,000 - 370,000 370,000 - 375,000 375,000 - 380,000 380,000 - 385,000 385,000 - 390,000 390,000 - 395,000 395,000 - 400,000 400,000 - 405,000 405,000 - 410,000 410,000 - 415,000 415,000 - 420,000 420,000 - 425,000 425,000 - 430,000 430,000 - 435,000 435,000 - 440,000 440,000 - 445,000 445,000 - 450,000 450,000 - 455,000 455,000 - 460,000 460,000 - 465,000 465,000 - 470,000 470,000 - 475,000 475,000 - 480,000 480,000 - 485,000 485,000 - 490,000 490,000 - 495,000 495,000 - 500,000 500,000 - 505,000 505,000 - 510,000 510,000 - 515,000 515,000 - 520,000 520,000 - 525,000 525,000 - 530,000 530,000 - 535,000 535,000 - 540,000 540,000 - 545,000 545,000 - 550,000 550,000 - 555,000 555,000 - 560,000 560,000 - 565,000 565,000 - 570,000 570,000 - 575,000 575,000 - 580,000 580,000 - 585,000 585,000 - 590,000 590,000 - 595,000 595,000 - 600,000 600,000 - 605,000 605,000 - 610,000 610,000 - 615,000 615,000 - 620,000 620,000 - 625,000 625,000 - 630,000 630,000 - 635,000 635,000 - 640,000 640,000 - 645,000 645,000 - 650,000 650,000 - 655,000 655,000 - 660,000 660,000 - 665,000 665,000 - 670,000 670,000 - 675,000 675,000 - 680,000 680,000 - 685,000 685,000 - 690,000 690,000 - 695,000 695,000 - 700,000 700,000 - 705,000 705,000 - 710,000 710,000 - 715,000 715,000 - 720,000 720,000 - 725,000 725,000 - 730,000 730,000 - 735,000 735,000 - 740,000 740,000 - 745,000 745,000 - 750,000 750,000 - 755,000 755,000 - 760,000 760,000 - 765,000 765,000 - 770,000 770,000 - 775,000 775,000 - 780,000 780,000 - 785,000 785,000 - 790,000 790,000 - 795,000 795,000 - 800,000 Over 800,000 Credit Rating Select ---------------> Excellent Good Fair Poor What's your credit score? Click HERE to find out now!

If you are a savvy consumer seeking the lowest possible rates online, then our preferred lenders should be able to navigate your journey. They will help you find cost-effective mortgages at the lowest possible interest rate. If you are buying a new home or financing home improvements, many of our lending partners recommend taking out an interest only home equity loan that enables you to keep the credit available for when you need the funds. For debt consolidation or refinancing loans, we suggest locking a fixed rate equity loan with a fixed term.

As you know the Federal Reserve raised key interest rates several times over the last few years that may have effected your monthly payments for home equity lines of credit and adjustable rate second mortgages. It may be a good time to consider a fixed rate home equity loan so you can make your financial plans with an accurate budget that can be calculated with fixed payment term loans. Home equity rates are still at historical low levels, so lock into a prime rate today.

Why Refinance Your Home Equity Rates?
At least one in four variable-rate loans are due to adjust at any time. This has a lot of people worried about rate hikes, and rushing to refinance their HELOCs into fixed-rate home equity loans. Other homeowners refinance home equity loans to get better interest rates, particularly if their FICO credit scores have improved a lot since they got the loan. Bank Rate gives this advice in their article "Refinancing a home equity loan": "Refinancing entails closing costs and other fees, so it's important to know whether lower monthly payments will offset that cost. Consider how long it will take you to break even. For example, if refinancing costs run you $2,500, and your payments are $100 lower each month, it will take you 25 months to break even." According to Michael Hess, a financing advisor with Smart Home Equity Loans, "Staying on top of the interest rate for your home equity line of credit can save you thousands of dollars.
	If you're thinking about refinancing your second mortgage for better rates, the rule of thumb is to refinance if the new rates are at least 2% lower than what you're currently paying. Otherwise, you may end up actually paying more for the new loan than your old one. And, you need to consider how long you plan on staying in the home. If it's less than 25 months, you won't even break even on the loan. But, it may be worth it, especially if your current needs outweigh the need for long-term savings.

Compare lenders that provide the most updated home equity rates available online. Shop lenders that offer prime rates for second mortgages, home equity loans, mortgage refinancing and home equity lines of credit for A-paper, subprime, conforming and non-conforming.

Please complete this simple form to receive a personalized Home Equity rate request from one of our experienced loan officers. Once you have completed this request for a rate quote, your information will be sent to BD Nationwide. Professional loan officers from our preferred lenders will contact you by telephone or email.