Home Equity Loan Rates

Find the Best Home Equity Interest Rate for Your Eligibility

It's no secret that interest rates on home equity mortgage programs have fallen to all-time lows. While most economists are forecasting rates to rise this year, it is still one of the best times to refinance home equity loan rates that are attached to adjustable rate credit lines. Nationwide offers the best home equity interest rates online and there is no cost for rate quotes on 2nd mortgage products. Talk to a loan officer and uncover the current home equity loan rates and if it makes sense, we will help you lock your loan online. Now you can compare fixed rates for refinancing or taking out a new equity loan. Choose from fixed refinancing and variable equity lines of credit at prime, interest only or fixed rate terms. Homeowners have access to many financial benefits like quick and easy equity loans that provide the ability to borrow a lump sum of cash or to set up a liquid cash line. Rates on home equity loans hit their lowest point in history in 2013. If you are a homeowner who need quick cash or simply wants to reduce the interest you pay on a 2nd mortgage, inquiry today about improving your home equity loan rate online.

Compare Fixed Rate Home Loans and Equity lines of Credit Rates

Home Equity Rates remain affordable with fixed rates near record lows. Home equity interest rates on credit lines should be converted to fixed rate loan terms, while rates are so affordable. We offer second mortgages and hard money loans for recovering homeowners. Get the current interest rates with daily home equity rate updates. Our team of loan professionals will assist you in determining what the interest rates are for the specific home equity loans that you qualify for. Whether you need fixed rate refinance quotes for quick cash out or funds to help consolidate debt, we can connect you with experienced financing professionals that can help calculate your new found savings.

Competitive Home Equity Rates for Cash Equity Loans Online

Take advantage of our mortgage refinance expertise and compare our vast selection of home equity products that are available to homeowners with all types of credit ranging from bad to good. BD Nationwide helps consumers get more info about interest rates in your state with quick loan approvals and secure rate lock-in agreements. With interest rates falling to record lows, consider a fixed rate home equity loan if you need quick cash and already have a low rate first mortgage.

Compare prime interest rates for home equity loans, and determine whether an interest only payment with an adjustable rate home equity credit line is good for your situation. Our focus is to find you maximize your home equity with the best possible loan terms. Our preferred mortgage lenders provide free quotes and updated interest rates for mortgage refinancing, FHA refinance loans and home equity lines of credit. Our team of loan professionals will assist you in finding out what interest rates you qualify for whether you need rates for refinancing, cash out or consolidating debt. Take advantage of our mortgage refinance experience and compare our vast selection of home loans that are offered to homeowners with all types of credit. >> Compare Home Equity Loans

Trouble Qualifying for a Home Equity Loan? Consider FHA Loans

If you have been turned down for a home equity loan or credit line recently you are not alone. It has become virtually impossible to qualify for a standalone equity loan above 80% loan to value.

If your lender rejected your equity loan request, we recommend considering a FHA loan for cash out alternatives. A FHA loan allows borrowers to consolidate debt and refinance up to 85%.

  • FHA Mortgages offer Cash Back
  • Fixed Rate 30 Year Home Mortgage
  • Credit Scores are not a factor
  • Competitive Low Fixed Rate Loans
  • FHA Refinance Loans for Credit Card Consolidation
>> Get Current FHA Mortgage Rates
Home Equity Loan Rates

Apply now and get the best rate home equity loan online.

If you have less than perfect credit, we offer home equity programs for people with past late payments, collections or bankruptcies. >> Hard Money Equity Loans

Nationwide offers a simple online form that is easy to complete in seconds. Relax at home comparing interest rates and home equity terms and conditions. We are one of the few lenders to offer refinancing and home equity loans with fixed rates and no pre-payment penalty. You may benefit from lenders that can show you how to refinance into a low rate home loan without having to pay money out of your pocket.

Low Interest Home Equity
Learn How to Find Savings for More Money in Your Pocket with a Tax Deductible Equity Loan!

  • Affordable Home Refinance Loans

  • Interest Only Equity Loan Options

  • Fixed Term Home Equity Refinancing

  • Prime Rates for the Life of the Loan!

  • Fixed Rates Converted from Credit Lines

  • Competitive Mortgage Rates with FHA

  • No Annual Fee with Home Equity Loans and Credit Lines

Financing Home Improvements with Home Equity Lines of Credit


Cash in Your Home Equity with a Fixed Rate Loan!

The Federal Reserve defines a Home Equity Line of Credit (HELOC) as a form of revolving credit in which your home serves as collateral. Many home equity lenders determine the equity with which you have to work by taking a percentage (e.g., 75%) of the home's appraised value and subtracting from that the balance owed on the existing mortgage. In determining what type of credit line you qualify for, these lenders consider not only your equity, but also your ability to repay the line by looking at your income, debts, and other financial obligations as well as your FICO credit scores. Home equity credit lines or HELOC's are a popular way to finance home improvements because of their revolving nature. Credit Lines greatly simplify the payment process because it is easier to pay different contractors as they invoice you when the home renovation projects are completed. So your HELOC payments only come due as you use the revolving credit line.

Many people are enticed by the reduced payments of the interest only payment option during the draw period--the period of time where borrowers can repeatedly draw against their credit lines (typically the first 10 years of the loan).


Recent Home Equity Loan Blog Posts

Home equity rates are subject to change and 2nd mortgages are subject to loan approval from a lender.

 

Client Testimonials

"The brokers at Nationwide were professional and helped me find a 2nd mortgage that paid off debts that minimized the interest I was paying. Somehow they were able to factor in cash back as well. I will use your company in the future!"
– T. Perez, Stamford, CT.

Interest rates could be on the rise. Find out today’s second mortgage rates and lock into a fixed rate loan that saves you money.



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Loan Comparison Calculator
Use this calculator for comparing the total mortgage interest charges of 4 types of home equity loans.

Get the latest info for Home Equity Rates for High LTV 2nd Loans and HELOC's

2nd Mortgages with No Full Appraisals

Bad Credit Mortgage Refinance

Home Equity Loan Programs Coming Back in 2013?

Consider our Low Cost Home Equity Loans that allow consumers to defer the loan costs by financing the fees into the loan.


Quick Cash Home Equity Loans

Ask your loan officer to see if you qualify for our "No Cost Home Equity Loans."

Featured Home Equity Loan Programs:
Home Equity Loan Refinancing | Home Equity Loan Programs | Home Improvement Loans | Home Equity Refinance | Prime Credit Lines | Home Lines of Credit | Equity Loans for Debt Consolidation | Swimming Pool Construction | Finance a Home Remodel | Home Equity Loans for First time Homebuyers | Cash-Out Home Equity loans for Investing | 125 Home Equity Loans | Home Equity Lines of Credit | Mortgage Refinancing
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and does not make loans. BDNationwideMortgage.com cannot guarantee the approval of home equity loans. Rates are subject to change. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright © 2001-2013 and beyond, Nationwide Mortgage Loans, BDnationwidemortgage.com. All rights reserved. Do not duplicate in any form.