Georgia Mortgage Loans

Low Rate Refinance, Home Equity Loans from FHA Lenders

Georgia Mortgage Lenders
Georgia homeowners save money refinancing or taking out a second mortgage with Nationwide.
BD Nationwide Mortgage offers unique mortgage refinancing and FHA loans to 95% & 100% for Georgia consumers seeking fixed rate home buying and refinancing solutions.

With hundreds of thousands of homeowners having mortgages that start to adjust this year, you can imagine the demand today for fixed rate refinance loans. Many Georgia residents have begun migrating towards FHA home loans to refinance their subprime ARM.

Today's rates Georgia mortgage loans are available at 30-year lows. Underwater homeowners are choosing the HARP and 1st time house buyers have been going with FHA.

Many mortgage lenders are tightening their loan guidelines, so more than ever it becomes imperative to align yourself with a mortgage lender who has strong relationships with the Nation's most trusted banking institutions.

Compare Georgia Mortgage Rates for Refinance or Home Buying

Take a look at our product guide for home equity loans, 100% mortgage refinancing, jumbo, non-conforming, conventional and FHA home purchase mortgages for residents living in Georgia with good and bad credit.

Tips From The Underwriters: "Mortgage lenders evaluate second mortgage loan applications with more scrutiny than they do the 1st mortgage applications." - Mike Henn, Georgia Mortgage Broker at Equity Loans Direct .

1st Mortgage Loans 100%:
Fixed rates and fixed monthly payments.
Includes additional options for lower monthly payments or lower interest rates, and potential tax savings.

This fixed rate second mortgage allows customers to know what the payment will be for the entire life of the mortgage.
--- Home Mortgage Loans up to $2,000,000

2nd Mortgages up for Cash
Fixed rates and fixed monthly payments.
Includes additional options for lower monthly payments or lower interest rates, and potential tax savings.

This fixed rate second mortgage allows customers to know what the payment will be for the entire life of the mortgage.---   125% Second Mortgages Loans up to $150,000

Attention People with Fair or Poor Credit
Get Approved for a Georgia Mortgage with Reduced Cost Loan Options Available

  • Sub-Prime Refinancing for All Types of Credit
  • Past Bankruptcy OK
  • Late Mortgage Payments OK
  • Late Credit Card Payments OK
  • Past Due Collections Ok

Georgia FHA Mortgage Loan Limits Rise to $346,250 in high cost areas!

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

ALBANY

LEE

GA

$271,050

$347,000

$419,400

$521,250

ALBANY

DOUGHERTY

GA

$271,050

$347,000

$419,400

$521,250

ST. MARYS

CAMDEN

GA

$271,050

$347,000

$419,400

$521,250

THOMASTON

UPSON

GA

$271,050

$347,000

$419,400

$521,250

MILLEDGEVILLE

BALDWIN

GA

$271,050

$347,000

$419,400

$521,250

MILLEDGEVILLE

HANCOCK

GA

$271,050

$347,000

$419,400

$521,250

ATLANTA-SANDY SPRINGS-MARIETTA

HENRY

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

LAMAR

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

COWETA

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

DAWSON

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

DEKALB

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

CLAYTON

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

DOUGLAS

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

FAYETTE

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

FORSYTH

GA

$346,250

$443,250

$535,800

$665,850

ATLANTA-SANDY SPRINGS-MARIETTA

GWINNETT

GA

$346,250

$443,250

$535,800

$665,850

GAINESVILLE

HALL

GA

$271,050

$347,000

$419,400

$521,250

JESUP,

WAYNE

GA

$271,050

$347,000

$419,400

$521,250

STATESBORO

BULLOCH

GA

$271,050

$347,000

$419,400

$521,250

THOMASVILLE

THOMAS

GA

$271,050

$347,000

$419,400

$521,250

WAYCROSS

PIERCE

GA

$271,050

$347,000

$419,400

$521,250

COLUMBUS

HARRIS

GA

$271,050

$347,000

$419,400

$521,250

COLUMBUS

MARION

GA

$271,050

$347,000

$419,400

$521,250

COLUMBUS

MUSCOGEE

GA

$271,050

$347,000

$419,400

$521,250

FITZGERALD

IRWIN

GA

$271,050

$347,000

$419,400

$521,250

Refinance Adjustable Rate Loans and Consolidate Credit with a
Fixed Rate Term!

GA Mortgage Case Study:
Georgia Mortgage Lender Targeting Sr. Citizens Settles with FTC

Stewart Finance Company 7 related companies including their principals agreed to settle with the Federal Trade Commission on charges that they deceived elderly homeowners. The case showed that these companies packed optional products such as accidental death and dismemberment insurance and membership in roadside assistance clubs onto small personal loans of $500 or less. The settlement revealed that the companies agreed to shut down and agreed to pay the $10.5 million judgment in the FTC's case.

The Commission alleged that the defendants deceptively induced consumers to purchase expensive add-on products ancillary to the loan, to participate in a free "direct deposit" program that was not in fact free, and to incur additional costs and fees by repeatedly refinancing their loans. The complaint also alleged that the company failed to provide consumers who were denied loans with federally required "adverse action" notices, and took unlawful security interests in borrowers' household goods.

According to the FTC, the Stewart companies violated the FTC Act, the Truth In Lending Act (TILA), its implementing regulation, Regulation Z, the Fair Credit Reporting Act, and the FTC's Credit Practices Rule.

FTC NOTE: This stipulated final order is for settlement purposes only and does not constitute an admission by the defendants of a law violation. A stipulated final order requires approval by the court and has the force of law when signed by the judge.

Copies of the complaint and stipulated final judgment and order are available from the FTC's Web site at http://www.ftc.gov and also from the FTC's Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, D.C. 20580.

Nationwide offers mortgages in Georgia for consolidating credit card debt and loans that have higher interest rates.  So your monthly expenses are reduced significantly. This means you will have more money in your pockets rather than the credit card companies. These mortgage loans were created so people with less than perfect credit, can pay off debts, make home improvements, & in some cases get extra cash. At Nationwide, our goal is to make home loans easy. So Relax and let us use our resources to find you the best loan.

Ask the Pros

Prospective homebuyers can ask questions, whether you are a 1st time homebuyer or the seasoned home purchaser. If you ask a question or request more information, Brokers can contact the Georgia Association of Mortgage Brokers, and get you the information you need.

For more information, please visit gamb.org


Get Better Advice from our
Experienced Loan Officers

Loan Spotlight: 40-Year Fixed-Rate Mortgage

By increasing the standard loan term from 30 to 40 years, monthly payments are significantly lower, and they become more attractive, because they are more affordable. In addition to being more cost effective, the 40 yr mortgage increases borrowers' purchasing power. The 40-year Mortgage is ideal for borrowers who face affordability concerns and think homeownership is beyond their reach. First-time homebuyers, or those living in high-cost areas seeking manageable monthly payments may find this amortization term attractive.

The 40-year Mortgage is eligible on fixed-rate products as well as our standard 3/1, 5/1, 7/1 and 10/1 Adjustable rate mortgages. With longer terms, homeowners obtain reduced mortgage payments that are easier to qualify for allowing borrowers to get approved for larger loan amounts as well.

Additional Resources for Georgia Residents

HOUSING AND ECONOMIC LEADERSHIP PARTNERS, INC
485 Huntington Road, Suite 200 Athens , Georgia 30606
For more information, please visit : charterinternet.com
Home -Buying Services offered: Home Equity Conversion & Homebuyer Education Programs

ATLANTA LEGAL AID SOCIETY, INC.
151 Spring Street, NW, Atlanta , Georgia 30303
For more information, please visit: atlantalegalaid.org
Home-Buying Services: Predatory Lending

Take advantage of our reduced cost mortgage options that are available for Georgia homeowners. For more details, call your Nationwide Account Executive today.

 

Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of several types of loans from our Georgia Mortgage Lenders.


Free Finance Guides & Helpful Consumer Reports
Equity Credit Line Fed Tips
Consumer Guide - Rate Locks
ARM Rate Mortgage- Guide


Client Testimonials

"Nationwide helped me find a loan when I was in a bind and need cash fast. I will refer my friends to your company always!"
– F. Noah, Marietta, GA.

Georgia Mortgage Disclosure

>> Fixed Rate 2nd Mortgage Refinance - Get more info

Interest rates could be on the rise. Find out today's second mortgage rates and lock into a fixed rate loan that saves you money.

More Related Georgia Pages:
Georgia Home Equity Rates | Georgia Second Mortgage | Georgia Mortgage Refinance | FHA Refinancing in Georgia | No Money Down Loan Bad Credit Refinance | How to Know When to Refinance or Pre Pay Your Mortgage | Application for FHA Loan | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA

BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. BD Nationwide was affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.

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