Subordinate 2nd Mortgage & Refinance with FHA

FHA mortgage loans are one of the rare lending products that enable borrowers to subordinate their existing 2nd mortgage and line of credit and simply refinance the 1st mortgage. Borrowers can subordinate and refinance up to 115% combined loan to value. No cash out is allowed with subordinate refinancing. If you need a rate and term refinances and you have a second mortgage that cannot be fit into the new refinance loan, there is still hope yet.

Ask your loan officer about state specific loan incentives that may enable you to lower your mortgage payment even more. HUD regulates the loan amount limits that vary from state to state based on cost of living conditions. Borrowers are taking out FHA home loans for rate and term, cash out, bill consolidation and new home purchases.

Affordable Fixed Rate Government Home Mortgage Loans

Nationwide Mortgage Loans offers multiple types of FHA loans. We continue to offer a wide array of government mortgage options with ensure competitive interest rates and limited home equity restrictions.

New FHA Mortgage Loan Limits by MSA, County and State:
Select a state below to get specific details for the recently increased FHA loan limits. FHA mortgage restrictions do vary by county and state, so select one of the state links below to get started.

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Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate mortgage look in a side by side comparison to a variable rate mortgage?

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home

Additional FHA Product Pages:
FHA Refinancing Loans | Secure FHA Refinance | 203K FHA Home Improvement Loans | FHA Streamline Refinance | FHA Home Loans | Government Mortgage
Other Popular FHA Mortgage Products:
New Homebuyer FHA Mortgage Loans | Subordinate 2nd Mortgage & Refinance with FHA | NO Credit Score FHA Mortgage Loan |
Jumbo FHA Mortgage Loan | Fixed Thirty Year FHA Mortgage | FHA Mortgage with No Early Payoff Penalty | FHA Mortgage Rates
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Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.