FHA Mortgage Limits by State

Check Loan Limits for Home Buying & Refinancing with FHA

The Federal Housing Administration insures home loans in all 50 states but only on mortgages that do not exceed the maximum loan amount. FHA sets loan limits by state and county based on cost of living indexes and average house values by regions. Rates are still incredibly affordable and guidelines for getting approved for FHA mortgages remain reasonable. 2016 FHA guidelines may see more flexibility in areas like credit and equity. Let our team help you uncover new opportunities that save you more money and the increased cash flow could help make your life easier.


Each year the Department of Housing Development sets FHA mortgage limits based on legislation that Congress passes. Most real estate professionals believe that 2013 FHA loan limits will be left at the current level. However, now that financing is more difficult to find for the "average" American, The Obama Administration has made it a priority to support higher limits so that more people have the ability to buy or refinance. One of the reasons the Housing and Economic Recovery Act was created to ensure that FHA was available to as many people as possible.

fha loan limits

Search for FHA Limits by State on the Department of Housing and Urban Development
Find the loan amount limits on FHA mortgages this year in your area

New FHA Mortgage Loan Limits by MSA, County and State:

Select a state below to get specific details on the maximum loan amounts on FHA loans. Consider restrictions as FHA limits do vary by county and state, so select one of the state links below to get started. Each year Congress sets the FHA loan limits. Find your state below and check 2013 FHA mortgage limits for your region.

Alabama FHA Alaska FHA Arkansas FHA
California FHA Colorado FHA Connecticut FHA
Delaware FHA Georgia FHA Idaho FHA
Indiana FHA Illinois FHA Louisiana FHA
Maryland FHA Maine FHA Missouri FHA
Massachusetts FHA Minnesota FHA Montana FHA
Nebraska FHA Nevada FHA New Jersey FHA Loans
New Mexico FHA Loans North Carolina FHA Loans North Dakota FHA Loans
Oklahoma FHA Rhode Island FHA Loans Oregon FHA
South Carolina FHA Loans South Dakota FHA Loans Utah FHA
Tennessee FHA Texas FHA Vermont FHA
Virginia FHA Washington FHA West Virginia FHA Loans
Wisconsin FHA Pennsylvania FHA Ohio FHA


FHA News

FHA News
FHA Mortgage Loan Programs Expand - FHA adds new options all the time so find out new information about FHA loan programs.

FHA Refinance Rates
Today’s rates are hovering at 30-year record lows.

Bad Credit FHA Loans - These government mortgages provide opportunities for borrowers that have credit scores as low as 500.

5 Reasons Why First Time Buyers Choose FHA Home Loans - When renters make the decision to become homeowners they typically go to FHA because the down-payment requirements are minimal and rates are competitive. Check rates and new FHA limits for 2013.

California FHA Refinance Loan Activity Soars  - According to NAR, counties like San Diego, Orange County, Los Angeles and Santa Clara are experience equity growth and robust sales. 2013 California loan limits remain aggressive. Many homeowners are finally eligible to refinance into a loan at the current market rate.

FHA Refinancing - If loan defaults fall and the HUD reserves rise, you can expect FHA to keep the mortgage insurance premiums low.
Related Loan Pages:
Government Mortgage | FHA Mortgage Rate Refinance | 97% FHA Refinance Loans | FHA Mortgage Loans for Fair Credit Refinancing | FHA Refinance | FHA Loan Requirements | Bad Credit Mortgage | FHA Home Financing | First Time Home Buyers with FHA | Bad Credit FHA Mortgage | No Credit Home Loans | No Closing Cost Loans | FHA Rules For Gift Funds And Down Payments | How FHA Mortgages May Burden US Tax Payers | How FHA Financing Could Slow Housing Recovery | Application for FHA Loan
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Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. BD Nationwide was affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright © 2001 to 2016 and Beyond, Nationwide Mortgage Loans, BDnationwidemortgage.com. All rights reserved. Do not duplicate in any form. Please note that FHA loan guidelines and requirements are subject to change without notice.