FHA Jumbo Mortgage Loan

After years of lenders yelling and screaming, HUD finally increased the FHA loan limits. In high cost areas, FHA mortgage limitations raised to jumbo status with were raised from $362,500 to $729,500. So FHA loans surpassed the conforming limits and landed in the "jumbo" threshold. The Fannie Mae conventional loan limit was $417,000 for years. HUD's goal was to reach out to more homeowners with added value mortgages that encouraged fair lending for all credit types.

With foreclosures and loan defaults spinning out of control, congress finally passed the laws that Bush had been pushing since 2006. More discussions continue about expanding the role of FHA so that they could help more homeowners recover from property value reduction and high rate ARMs.

It is important to learn the new state guidelines for FHA mortgage loans. The FHA loan limits have increased to level that helps more borrowers than ever before. Just because you didn't qualify for a FHA mortgage last year doesn't mean that you won't qualify for a FHA jumbo mortgage after the loan limits were increased.

Nationwide Mortgage Loans offers low rate FHA mortgages across the country to qualified consumers. We continue to provide a multitude of government mortgage loan options that ensure competitive interest rates with loan amount limits that are state specific.

Whether you need to refinance out of an adjustable loan that you can't afford or need money to rehab a bank owned foreclosure that you want to buy, our FHA lending team has the experience and wiliness to assist you with the government loan process. Our loan officers are to speed on the latest and greatest from FHA.

Ask your loan officer about state specific loan incentives that may enable you to lower your mortgage payment even more. HUD regulates the loan amount limits that vary from state to state based on cost of living conditions.

More and more borrowers have turned to FHA home loans for rate and term, cash out, bill consolidation and new home purchases. With jumbo FHA mortgages, homeowners have the opportunity now to refinance even if their loan amount exceeds the $417,000 conforming limit.

Refinance Your High Rate ARM and Lower Your Monthly Payments with a Fixed 30 Year Mortgage with No Pre-Payment Penalty
Loan Amount
Current ARM Payments
New FHA Payment*
Monthly Payment Savings
* This is a sample of mortgage loans to and assumes interest rate for the FHA mortgage at 6%.
Apply Now and find out how much you can save!

Affordable Fixed Rate Government Home Mortgage Loans

Since the Housing of Urban Development increased the FHA home loan limits for refinance or purchase loans in 2008 loan application volumes have increased over 60% from the previous year. FHA limits were lifted as high as $729,750 in high cost areas across the country.

New FHA Mortgage Loan Limits by MSA, County and State:
Select a state below to get specific details for the recently increased FHA loan limits. FHA mortgage restrictions do vary by county and state, so select one of the state links below to get started.
Alabama FHA Loans Alaska FHA Loans Arkansas FHA Loans
California FHA Loans Colorado FHA Loans Connecticut FHA Loans
Delaware FHA Loans Georgia FHA Loans Idaho FHA Loans
Indiana FHA Loans Illinois FHA Loans Louisiana FHA Loans
Maryland FHA Loans Maine FHA Loans Missouri FHA Loans
Massachusetts FHA Loans Minnesota FHA Loans Montana FHA Loans
Nebraska FHA Loans Nevada FHA Loans New Jersey FHA Loans
New Mexico FHA Loans North Carolina FHA Loans North Dakota FHA Loans
Oklahoma FHA Loans Rhode Island FHA Loans Oregon FHA Loans
South Carolina FHA Loans South Dakota FHA Loans Utah FHA Loans
Tennessee FHA Loans Texas FHA Loans Vermont FHA Loans
Virginia FHA Loans Washington FHA Loans West Virginia FHA Loans
Wisconsin FHA Loans Pennsylvania FHA Loans Ohio FHA Loans


Benefit from our free loan guides and disclosures that help homeowners as well as first time homebuyers

Understanding Credit Scores
ARM Rate Mortgage- Guide
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Calculate the payment options so you know what you can afford when refinancing or buying a new home. Compare the total mortgage interest charges of several of loans.

Best Time to Refinance
How to Refinance a Mortgage

When to Refinance a Home

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Additional FHA Product Pages:
FHA Refinancing Loans | Secure FHA Refinance | 203K FHA Home Improvement Loans | FHA Streamline Refinance | FHA Home Loans | Government Mortgage
Other Popular FHA Mortgage Products:
New Homebuyer FHA Mortgage Loans | Subordinate 2nd Mortgage & Refinance with FHA | NO Credit Score FHA Mortgage Loan |
Jumbo FHA Mortgage Loan | Fixed Thirty Year FHA Mortgage | FHA Mortgage with No Early Payoff Penalty | FHA Mortgage Rates
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