30-Year FHA Rates

If you would have told us that fixed FHA rates on thirty year mortgages would fall in the three percent range a few years ago, we would have laughed. The Federal Housing Administration has taken significant measures to ensure affordability by minimizing the default rates while at the same time raising FHA reserves. Borrowers often choose the 30-year loans because the rates are fixed for thirty years which prevents inflation while keeping the payments low because the amortization schedule is long. Our government approved lenders offer competitive rates and terms online.

Compare Fixed FHA 30 Year Rates as Low as 3.375%

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Benefits of the Fixed Rate 30-Year FHA Mortgage: The biggest benefit of the 30-year loan is the security it brings. Consumers do not have to worry about the interest rates adjusting because they are fixed. Also with FHA there is no pre-penalties for early pay-offs or refinancing.

Compare payments on a $300,000 loan for 360 months at 3.375%. 30-Year Fixed-Rate Mortgage: The payment on a $200,000 loan at 3.375% is $884.20 with 1 point due at closing. The Annual Percentage Rate (APR) is 3.479%. Please note that the payment quoted above does not include taxes and insurance premiums.

FHA in the News

Nationwide posts current 30-year FHA rates on their blog.

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* Please Note --- 30-year FHA rates are subject to change without notice. Ask your loan officer to quote you both conventional and fixed FHA rates, so you can make an educated decision.

Resource Tools

Calculator Resources
ARM vs. Fixed Rate Calculator
How does a fixed 30-year FHA loan compare to a hybrid mortgage like a 5/1 ARM?
In today’s marketplace the 30-year rates are often as low as the 5/1 ARM rates.

Additional FHA Loan Pages:
FHA Refinancing Loans | 203K FHA Home Improvement Loans | FHA Streamline Refinance | FHA Refinance Rates | FHA Loan Requirements
Other Popular FHA Products:
New Homebuyer FHA Mortgage Loans | NO Credit Score FHA Mortgage Loan | Fixed Thirty Year FHA Mortgage | FHA Refinance
Apply Now | Disclosures and Terms | FHA Mortgage | 30-Year Refinance Rates
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