FHA Home Mortgage Loan Affordable First Time Home Buyer Loans 3% Down with Low Fixed Rate Financing
Finance a New Home with only 3% Down!
Whether you are financing your 1st home or seeking to purchase your 3rd or 4th property, our FHA mortgage lenders can help you qualify for a government home mortgage loan with only 3% down. Even if you have little credit established or bad credit scores, we may find a way to help you qualify for an affordable FHA home mortgage that helps you get into a new home.
FHA Financing up to 96.5% at very competitive interest rate
At Nationwide, we provide consumers a unique opportunity to become homeowners with virtually nothing down. Most conventional lenders require you to deposit between 10 and 30% down when purchasing a home. Yet FHA allows you to finance up to 97% at very competitive interest rate.
We practice fair lending with FHA home financing. Our government loan program offers 96.5% financing for FHA home purchase loans and refinancing. The FHA 203K and energy efficient home loans enable borrowers to finance up to 115%. Our most popular FHA mortgage is a 30 year fixed rate loan. Our lenders offer both fixed adjustable rate loans for good and bad credit.
HUD Raised FHA Loan Limits to $729,750 in high cost regions across the country.
Select your state below to find the new updated loan limits by county.
With home values continuing to decline, FHA home loans make more sense financially than ever before. We recommend that you lock in a low rate mortgage loans with a monthly payment that you can affordable. Discuss with one of experienced loan officer about qualifying for a FHA home mortgage. Our lenders will even help you with a pre-approval letter that most realtors need when making an offer on the home you wish to purchase.