Florida FHA Mortgage Loan Limits

Thousands of Florida homeowners should benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $729,050 in designated high cost areas. FHA refinancing continue to offer homeowners the best mortgage rates and very little equity required.

Mortgage refinancing has never been easier for Atlantic and Gulf Coast borrowers with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Florida mortgage maximum limits for 2008 and the loan changes can be seen below by county.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

OCALA ,

MARION

FL

$271,050

$347,000

$419,400

$521,250

PALM COAST

FLAGLER

FL

$287,500

$368,050

$444,900

$552,900

LAKELAND ,

POLK

FL

$271,050

$347,000

$419,400

$521,250

SARASOTA-BRADENTON-VENICE

MANATEE

FL

$442,500

$566,450

$684,750

$850,950

SARASOTA-BRADENTON-VENICE

SARASOTA

FL

$442,500

$566,450

$684,750

$850,950

HOMOSASSA SPRINGS

CITRUS

FL

$271,050

$347,000

$419,400

$521,250

OKEECHOBEE

OKEECHOBEE

FL

$271,050

$347,000

$419,400

$521,250

PORT ST. LUCIE-FORT PIERCE

MARTIN

FL

$375,000

$480,050

$580,300

$721,150

PORT ST. LUCIE-FORT PIERCE

ST. LUCIE

FL

$375,000

$480,050

$580,300

$721,150

PUNTA GORDA

CHARLOTTE

FL

$296,250

$379,250

$458,400

$569,700

ARCADIA

DE SOTO

FL

$271,050

$347,000

$419,400

$521,250

FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH

BROWARD

FL

$423,750

$542,450

$655,700

$814,900

MIAMI-MIAMI BEACH-KENDALL

MIAMI-DADE

FL

$423,750

$542,450

$655,700

$814,900

WEST PALM BEACH-BOCA RATON-BOYNTON BEACH

PALM BEACH

FL

$423,750

$542,450

$655,700

$814,900

PANAMA CITY-LYNN HAVEN

BAY

FL

$396,250

$507,250

$613,150

$762,000

CLEWISTON

HENDRY

FL

$271,050

$347,000

$419,400

$521,250

CAPE CORAL-FORT MYERS

LEE

FL

$356,250

$456,050

$551,250

$685,100

JACKSONVILLE

CLAY

FL

$387,500

$496,050

$599,600

$745,200

JACKSONVILLE

BAKER

FL

$387,500

$496,050

$599,600

$745,200

JACKSONVILLE

DUVAL

FL

$387,500

$496,050

$599,600

$745,200

JACKSONVILLE

NASSAU

FL

$387,500

$496,050

$599,600

$745,200

JACKSONVILLE

ST. JOHNS

FL

$387,500

$496,050

$599,600

$745,200

NAPLES-MARCO ISLAND

COLLIER

FL

$531,250

$680,100

$822,050

$1,021,650

ORLANDO-KISSIMMEE

LAKE

FL

$353,750

$452,850

$547,400

$680,300

ORLANDO-KISSIMMEE

ORANGE

FL

$353,750

$452,850

$547,400

$680,300

ORLANDO-KISSIMMEE

OSCEOLA

FL

$353,750

$452,850

$547,400

$680,300

ORLANDO-KISSIMMEE

SEMINOLE

FL

$353,750

$452,850

$547,400

$680,300

PALATKA

PUTNAM

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

GULF

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

LEVY

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

DIXIE

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

UNION

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

GLADES

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

HOLMES

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

TAYLOR

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

WALTON

FL

$362,790

$464,400

$561,400

$697,650

NON-METRO

CALHOUN

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

JACKSON

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

LIBERTY

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

MADISON

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

BRADFORD

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

FRANKLIN

FL

$305,000

$390,450

$471,950

$586,550

NON-METRO

HAMILTON

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

SUWANNEE

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

LAFAYETTE

FL

$271,050

$347,000

$419,400

$521,250

NON-METRO

WASHINGTON

FL

$271,050

$347,000

$419,400

$521,250

KEY WEST-MARATHON

MONROE

FL

$729,750

$934,200

$1,129,250

$1,403,400

TALLAHASSEE

LEON

FL

$271,050

$347,000

$419,400

$521,250

TALLAHASSEE

GADSDEN

FL

$271,050

$347,000

$419,400

$521,250

TALLAHASSEE

WAKULLA

FL

$271,050

$347,000

$419,400

$521,250


 

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