Massachusetts FHA Mortgage Loan Limits

Massachusetts homeowners should benefit significantly from new increased FHA mortgage loan limits with fixed rate refinance loans up to $729,050 in designated high cost areas. FHA mortgage loans have no pre-payment penalties and HUD even offers a unique rate and term loan for existing FHA loans, called a streamline. New England home refinancing has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Massachusetts mortgage maximum limits for 2008 and the loan changes can be seen below by county.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

SPRINGFIELD

HAMPDEN

MA

$318,750

$408,050

$493,250

$613,000

SPRINGFIELD

FRANKLIN

MA

$318,750

$408,050

$493,250

$613,000

SPRINGFIELD

HAMPSHIRE

MA

$318,750

$408,050

$493,250

$613,000

BOSTON-QUINCY , MA METROPOLITAN

NORFOLK

MA

$523,750

$670,500

$810,450

$1,007,200

BOSTON-QUINCY

SUFFOLK

MA

$523,750

$670,500

$810,450

$1,007,200

BOSTON-QUINCY

PLYMOUTH

MA

$523,750

$670,500

$810,450

$1,007,200

CAMBRIDGE-NEWTON-FRAMINGHAM

MIDDLESEX

MA

$523,750

$670,500

$810,450

$1,007,200

ESSEX COUNTY

ESSEX

MA

$523,750

$670,500

$810,450

$1,007,200

PROVIDENCE-NEW BEDFORD-FALL RIVER ,

BRISTOL

MA

$475,000

$608,100

$735,050

$913,450

BARNSTABLE TOWN ,

BARNSTABLE

MA

$462,500

$592,050

$715,700

$889,450

NON-METRO

DUKES

MA

$729,750

$934,200

$1,129,250

$1,403,400

NON-METRO

NANTUCKET

MA

$729,750

$934,200

$1,129,250

$1,403,400

WORCESTER

WORCESTER

MA

$385,000

$492,850

$595,750

$740,400

PITTSFIELD

BERKSHIRE

MA

$271,050

$347,000

$419,400

$521,250


 

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Additional FHA Refinancing Pages:
FHA Refinancing Loans | Secure FHA Refinance | 203K FHA Home Improvement Loans | FHA Streamline Refinance | 100% Refinancing | FHA Home Loans | Bad Credit Refinance | FHA Bad Credit Refinancing | FHA Refinancing Loans | Home Loan for Bad Credit | Best Time to Refinance | FHA Mortgage Limits by State | Get Pre-Qualified for a FHA Mortgage | Down Payment Requirements on a FHA Loan | Pre-Approval Letter for a Home Loan with FHA | FHA Loan Qualification
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