Debt Management

Nationwide specializes in debt management for homeowners with reduced rate loan solutions. Our programs offer everything from a variable rate line of credit to a fixed rate home equity mortgage for paying off credit card debt and loans that have higher interest rates.

We offer debt consolidation solutions realized with second mortgages, home equity loan refinancing with fixed interest rates for homeowners all types of credit scores. Our goal is to get you the best loan, so you will have more money rather than paying the credit card companies high interest each month. Our consolidation loans were designed so people with all types of credit, can eliminate high interest debts, and get extra cash for making home improvements or financing education.

How do I figure out how much I can borrow?

To Calculate how much you can borrower follow this simple formula for figuring out combined loan to value (cltv).

Existing Mortgage Balance _____ + proposed 2nd mortgage _____ (divided the sum by property value) = Combined Loan to Value

For Example: $200,000 mortgage + $50,000 2nd mortgage = $250,000 (Divide by $200,000 ) = 125% cltv


  • Ask your loan officer about the latest loan consolidation options available to you.


Preferred Loan Type
Property Type
Property Value
Credit Rating

Resource Tools

Debt Investment Calculator
Understand how much interest you can save by eliminating debt.

Helpful Debt Consolidation Pages:
Debt Consolidation Mortgage | Debt Elimination | Second Mortgages | Debt Relief | Debt Reduction | 125 Loans | Debt Financing | Getting Out of Debt | Loan Consolidation | Credit Card Consolidation | Getting Cash | Paying Off Debts
BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - is a website and cannot make loans. All rights reserved.