Refinance

Yes, you can refinance a USDA mortgage. The USDA offers specific refinancing options for homeowners with USDA loans, such as the USDA Streamlined Assist Refinance and the USDA Streamline Refinance programs. These rural home loan programs are designed to help borrowers reduce their interest rates and monthly payments or switch from an adjustable-rate mortgage to … Read more

So, you just bought a home. Congratulations! Many homeowners get a mortgage and leave it untouched for years or even for the life of the loan. However, there are situations where the person may want to refinance their home mortgage sooner than later. What are the rules? How soon can you refinance your mortgage? If … Read more

It’s no secret there are closing costs with refinance mortgage loans. There are 3rd-party fees and mortgage refinance costs that must be paid in one way or another. Most borrowers choose not to pay the closing costs upfront, as most lenders will allow you to roll the closing costs on a refinance mortgage into the … Read more

Wondering how to remove PMI? Here’s a helpful guide to eliminating private mortgage insurance! Got a PMI? You must be counting down the days until it’s a thing of the past! While PMI or Private Mortgage Insurance does help you buy a home when you are short of funds, you are also stuck with an … Read more