Home Equity

In 2025, real estate investors are increasingly turning to Home Equity Lines of Credit to unlock the value of their investment properties. Whether you’re looking to fund renovations, consolidate credit card debt, or expand your portfolio, HELOCs offer flexible access to capital. But unlike owner-occupied homes, tapping equity from investment properties requires navigating a more … Read more

Homeowners sitting on sizeable equity often wonder if tapping into it is a wise move. Are home equity loans a good idea? In many cases, the answer is yes – when used strategically, a home equity loan can be a smart financial tool. Let’s outline the benefits of home equity loans and when they make … Read more

Many homeowners are inquiring about the current requirements to take out a home equity line of credit or HELOC. Borrowers must learn about the HELOC loan requirements for cash out like credit score, debt to income ratio and loan to value before completing a loan application with a mortgage lender or bank. One of the … Read more

Investing in rental properties is a great way to build long-term wealth and passive income. One of the most effective ways to finance a rental or investment property is by securing a 2nd mortgage or home equity loan. BD Nationwide can get you matched with lenders that help homeowners and real estate investors secure 2nd … Read more

Home equity loans are a popular way for homeowners to tap into the value of their property, but can condo owners take advantage of this financial tool as well? The answer is yes—though obtaining a home equity loan for a condo comes with unique considerations. Whether you need an equity loan on primary residence or … Read more

A home equity loan is a fantastic way to tap into your home’s equity without doing a cash-out refinance. But before you can receive a portion of your equity in cash, the lender must know the home’s value. Typically, that requires a new home appraisal. But there are exceptions. Everything You Need to Know About … Read more

One of the unique features of a HELOC is the draw period, a phase during which borrowers can access funds up to a pre-approved limit. A common question about HELOCs is whether you can pay off the balance during the draw period—and the answer is yes. Paying off a HELOC during the draw period offers … Read more

The Home Equity Line of Credit or HELOC is a popular second mortgage with homeowners because it enables them to borrow against the equity in their house, to consolidate debt, remodel their home and much more. Qualifying for a HELOC or home equity loan involves meeting certain financial requirements, including a manageable debt-to-income ratio or … Read more

Homeownership often involves undertaking improvements to enhance comfort, functionality, and property value. Financing these projects through home improvement loans raises questions about the tax deductibility of the interest paid on home equity loans an HELOCs. Understanding the Internal Revenue Service (IRS) guidelines is crucial to determine eligibility for home equity interest deductions. The tax laws … Read more