Home Equity

The stated income HELOC has become one of the fastest growing home equity products leading into 2026 when many lenders adding this program to their portfolios. When you hear “home equity line of credit,” you likely picture a traditional HELOC — one that requires full documentation: W-2s or tax returns, proof of steady income, pay … Read more

the HELOC is a reputable home equity line of credit that allows homeowners to borrow against the equity they’ve built in their property. Among its many uses, a common question is whether a HELOC can be used for a down payment on another property. Yes, but it comes with important borrowing requirements, benefits, and potential … Read more

Unlike a traditional home loan, a home equity line of credit works like a credit card, where you can borrow and repay funds multiple times during the draw period. The home equity line of credit or HELOC is a unique 2nd mortgage that allows homeowners to gain quick access to their home equity for various … Read more

Rising interest rates have made the HELOC loan a popular choice in 2025 for homeowners to tap home equity and get cash without breaking the bank. We will explore the HELOC loan requirements for credit scores, DTI and cash out, so you can take out a cash-out home equity line of credit and borrow with … Read more

Investing in real estate can be a lucrative way to build wealth, and using a HELOC line of credit as a financing tool is an increasingly popular strategy. A HELOC is a wise choice for you to tap into the equity of your existing home to fund a down payment or even purchase an investment … Read more

A second home—whether it’s a cozy cabin in the woods or a beachside retreat—can be a dream come true. But financing that dream often requires creativity. One increasingly popular strategy is using a Home Equity Line of Credit (HELOC) to fund the purchase of a second home. But is it smart? Let’s explore the opportunities, … Read more

In 2025, real estate investors are increasingly turning to Home Equity Lines of Credit to unlock the value of their investment properties. Whether you’re looking to fund renovations, consolidate credit card debt, or expand your portfolio, HELOCs offer flexible access to capital. But unlike owner-occupied homes, tapping equity from investment properties requires navigating a more … Read more

Homeowners sitting on sizeable equity often wonder if tapping into it is a wise move. Are home equity loans a good idea? In many cases, the answer is yes – when used strategically, a home equity loan can be a smart financial tool. Let’s outline the benefits of home equity loans and when they make … Read more

Many homeowners are inquiring about the current requirements to take out a home equity line of credit or HELOC. Borrowers must learn about the HELOC loan requirements for cash out like credit score, debt to income ratio and loan to value before completing a loan application with a mortgage lender or bank. One of the … Read more

Investing in rental properties is a great way to build long-term wealth and passive income. One of the most effective ways to finance a rental or investment property is by securing a 2nd mortgage or home equity loan. BD Nationwide can get you matched with lenders that help homeowners and real estate investors secure 2nd … Read more