California Home Equity Loans
Jumbo Home Equity Credit Lines to $500,000

Nationwide Mortgage Loans offers competitive home equity interest rates for home equity loans and equity lines of credit for homeowners residing in California. Let's face it, the property value in the Golden state have become astronomical, and with the increased home values, comes larger loan amounts. We offer borrowers in California jumbo home equity credit lines and fixed rate loans for the purpose of home purchasing or refinancing. Nationwide Mortgage Loans offers home equity loan amounts up to $500,000, and with lending exceptions we can provide 2nd mortgage financing up to $1,000,0000.

Many first time homebuyers from San Diego, Orange County, Los Angeles, San Jose or San Francisco have been financing their home purchase with an 80-20 combo loan. It has become commonplace for borrowers to have a $800,000 first mortgage and a $200,000 second mortgage. When that borrower wants to refinance their 2nd mortgage line into a fixed rate home equity loan, they sometimes run into some obstacles with mortgage lenders who have strict loan limits for home equity loans. Nationwide specializes in jumbo home equity loans for Californian homeowners.

Home Equity Loans in California Rise in Popularity as 1st Mortgage Rates Inch Up

Home Equity Behind Neg-AM 1st OK

125% Home Equity Loans Available

Jumbo Purchase Loans to $3,000,000

Second Mortgage Refinance

Home Equity Loans Behind Interest Only 1st Mortgages

Refinance Variable Rate Credit Lines
Get a HELOC fixed to the Prime Rate for the life of the credit line

Free Home Equity Loan Quote

Power of Home Equity Loans:

  • Debt consolidation
  • Home improvement
  • Pay for Education
  • Safety Net

Home Equity Lines of Credit Benefits:

  • Low closing costs
  • Access to funds anytime
  • Interest only payment options
  • Variable rates locked to the prime rate index
  • Convert Line to a Fixed Rate

Tips From The Mortgage Underwriting Pros: "Make sure you include your other sources of income, like child support, SSI, or disability. It all adds up and may help you qualify." - Michael Hess, California Correspondent Lender at WMC

Home Equity Loans up to 100%: Fixed rates and fixed monthly payments.
Includes additional options for lower monthly payments or lower interest rates, and potential tax savings. This fixed rate equity loan allows customers to know what the payment will be for the entire life of the loan.
---     Home Equity Loans up to $500,000 

Click Here for a Fixed Rate Home Equity Loan

Home equity loans up to 125%: Fixed rates and fixed monthly payments.
Includes additional options for lower monthly payments or lower interest rates, and potential tax savings. This fixed rate second mortgage allows customers to know what the payment will be for the entire life of the mortgage.
---     125% Second Mortgages Loans up to $150,000

Click Here for a Home Equity Loan

Home Equity Line of Credit up to 100%: Adjustable rates and the flexibility to use and reuse the line of credit for the 1st 10 years of the loan. Interest Only monthly payment options offer lower payments.

Click Here for a Flexible Equity Line of Credit

Home Equity Loans up to 125%: Adjustable rates and the flexibility to use and reuse the line of credit for the 1st 10 years of the loan. Interest Only monthly payment options offer lower payments.
---     125% Home Equity Loans up to $150,000

Click Here for a Home Equity Loan w/ No Equity Required

  • First-time Homeowner OK
  • Competitive Home Equity Rates
  • No Mortgage Insurance Required

Get a new home equity loan or refinance your existing second mortgage while the interest rates are still at record lows.

Nationwide specializes in equity loans in California for consolidating credit card debt and loans that have higher interest rates. So your monthly expenses are reduced significantly.

Get a quick quote from the team at Nationwide. Get a cash out 2nd Mortgage & payi off high interest loans and credit card debt, now is the time to consolidate your debt. We have helped countless homeowners realize their dreams with home improvements and debt consolidation.

Before it's too late Apply Now & get a lower rate home equity loan & save money with a lower payment. Applying for a mortgage loan is simple and takes less than a minute online.

Take a moment and complete our secure form online, and a professional loan officer
will contact you promptly with a Free Loan Quote. Remember there is No Obligation at all.


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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.