San Clemente Home Mortgage Rates
100% VA Refinance Loans for California Veterans

VA mortgage banker provides low rate San Clemente home loan rates with 100% military refinancing for veterans with home equity lines of credit and home purchase loans for good and bad credit. Veterans appreciate the no equity requirements for purchase and rate and term refinancing. With the VA, conforming and FHA home loan limits rising to $729,750 for high cost areas in San Clemente, many homeowners finally have an opportunity to refinance their adjustable rate mortgage in a more affordable fixed rate mortgage loan.

Mortgage Rates in San Clemente Fell to 3% for Fixed Rate Home Loans

Record high prices exploding in the San Clemente housing market.
August home prices jumped more than 30% to more than one million dollars.

The average home sales price in August showed at $1,010,000, compared to $725,000 during 2005.

San Clemente Record Price for Home Prices with Low Home Equity Rates Helping
By Nick Rian

Mortgage Rates in San ClementeWhile prices have climbed, sales slipped down more than 56% from the same period last year. Mortgage rates climbed steadily since the beginning of the year before starting a downward trend in July. Average home prices increased, sales have dropped and more homes have flooded the market.

"Inventory of homes for sale in Orange County has increased over the last few months and interest rates have crept up over the 6% mark," says realtor Jeanette Brown. "Consequently, Sellers are having to adjust their pricing downward from a year ago, however, sales continue at a steady pace as sellers realize a shift in the market which calls for realistic pricing and probably a longer period of time on the market due to the increase of inventory."

The rising prime interest rate usually fights inflation by causing buyers to become more selective and low-balling homeowners. If inventories increase, San Clemente could turn into a buyer's feeding frenzy. "Increasing inventories have not dampened San Clemente's median home price, which reached a record $975,000 in June," says realtor Mike Cotter. "Income properties prices are about even with last year."

Home Equity and Mortgage Rate Info for Orange County Cities

South Orange County Mortgage Rates Coastal properties in Laguna Beach, Dana Point and San Clemente, show a slight decrease for property values in 2006. The time to refinance your adjustable rate mortgage for a fixed rate is now!

San Clemente Home Equity Rates Property sales in the South OC are stagnant. Get approved for a HELOC or 2 nd mortgage now will property values are still high.

Laguna Niguel Mortgage Rates
Coastal properties in Laguna Hills, Aliso Viejo and Laguna Niguel have dropped 5-10% across the region.

Mission Viejo Home Equity Loans Home values for Mission Viejo have sky-rocketed over the last decade. Will the appreciation continue? Get a Home Equity Line today in case it doesn't.


Orange County Home Loans
O.C. Job growth helped keep property values high for years, but home sales from San Clemente to Newport seem to have leveled off. Home sales in Tustin, Santa Ana and Mission Viejo may have actually dipped.

 

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Additional Helpful Mortgage Loan Pages:
Adjustable Rate Refinance | Home Equity Refinance | Bad Credit Refinance | State Guide Second Mortgages | State Guide Home Equity Rates | Mortgage Refinancing | Home Purchase Loan | Underwater Mortgage | 2015 FHA Loan Limits in California
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