Home Loan Consolidation
Mortgage Refinance Loans and Interest Rate Refinancing

Home loan consolidation helps homeowners refinance adjustable rate loans & high rate debt with mortgages for reduced monthly payments. One of our primary functions for mortgage loans is simple interest refinancing and bill consolidating. Often times, when you include high interest loan into a debt consolidation loan you will save hundreds of dollars a month. Refinance high rate debt with second mortgages and combine adjustable rate loans with home equity loan refinancing for reduced monthly payments. Debt consolidation is a great benefit for homeowners who want to eliminate credit card debt. Now you can roll your debts into a 1st or second mortgage refinance loan that offers significant savings with lower monthly payments. This is another great way for people to deduct the interest for even more savings.

  • 95% Cash Out FHA Home Refinance Loans with fixed rates.
  • Credit Card Consolidation for reducing compounding and variable rate interest
  • No Equity Mortgage Refinancing for combing student and consumer loans
Should I include my auto loan in a debt consolidation refinance or leave it out of the loan?
Be careful consolidating your auto loan in your 2nd mortgage. In many cases the interest rate for your car will carry a lower interest rate and since it is already an installment loan, there would not be any compounding interest to eliminate. However rolling your car loan into a second mortgage may offer a new tax deductions and some payment relief because you would stretching the debt for 15 to 30 years.

People can choose from fixed rate loans, FHA, VA or conforming home mortgages. Whether you need a loan for home construction, or paying off credit card debt, Nationwide Mortgage Loans can help you get approved for a great home equity loan.

Loan Consolidation Guidelines

Second Mortgage Terms
(Amortization Options for fixed rate loans in Years)
- 15 years
- 20 years
- 25 years
- 30 years
Maximum 2nd Mortgage Limits Loan Amount- $500,000
Income Documentation - Full Documentation
- Stated Income/ Verified Assets
- Verified Employment
- No Asset Verification
Loan Purpose - Construction
- Consolidation
- Funds Home Improvement
- Refinance Interest Rates
Job Status Primary Residence, Owner Occupied, Second Home, Investment
Home Types SFR 1-4 unit, PUD, Condo unlimited stories


Preferred Loan Type
Property Type
Property Value
Credit Rating

Resource Tools

Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.

Debt Investment Calculator
Understand how much interest you can save by eliminating debt.

Second Mortgage Guide

Helpful Debt Consolidation Pages:
Debt Consolidation Mortgage | Debt Elimination | Second Mortgages | Debt Relief | Debt Management | Debt Reduction | 125 Loans | Debt Financing | Getting Out of Debt | Credit Card Consolidation | Getting Cash | Paying Off Debts |
Other Popular Loan Products:
Combo Mortgage Loans | 125% 2nd Mortgage | 100% | Refinance Mortgages | Sub-Prime Refinancing | Compare Home Equity Loans
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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.