40 Year Mortgage

Nationwide offers low payment 40 year mortgage loans with fixed rates or interest only with extended amortization for both first and second mortgages. Homeowners have been excited to find a loan with a very low payment and a fixed interest rate.

Lower Payments with 40 yr Mortgage

  • Bad Credit OK
  • Jumbo Mortgage Refinance
  • VA Refinance Mortgages
  • FHA Refinance Mortgages
  • Fixed Rate Mortgages.
  • Cash Out for Debt Consolidation
  • Low Rate Adjustable Mortgages
  • No Income Verification Loans
  • 1st time Home Buyer Loans
  • Home Equity Lines of Credit
  • Fixed or Adjustable Rates

Click Here to Apply!

Need A Lower Payment? Check out our Interest Only Mortgages

Get lower monthly payment for your purchase or refinance loans!

  • 30-year first mortgage loans
  • 20-year first mortgage loans
  • 15-year first mortgage loans

40 Year Mortgage Loans offer Lower Monthly Payments

A $295,000 at 6.25% comes out to $1,816 a month on a 30-year amortization, for instance. But with the same rate, the principal &interest payment is reduced to $1,675 on a 40-year amortization. The payment is lower and there's no increase to the interest rate or the fees.

Extending the term of the mortgage from 30 to 40 years reduces your monthly payment and in some cases the reduced debt to income ratio allows you to get approved for a bigger loan amount.

Click Here for a Fixed Rate 40 Year Mortgage

Consolidate your debts and existing high-rate line of credit with new Fixed Rate second mortgage. Refinance your existing 2nd mortgage & your current 1st mortgage with one low rate fixed rate mortgage.

Consolidate your mortgages, loans & credit card debt into one low monthly payment now! A debt consolidation loan from Nationwide Mortgage Loans can help consolidate your debt into one low monthly payment saving you thousands of dollars a year by eliminating the compounding interest.

Eliminate the high interest credit cards and consolidate those bills to minimize your monthly payments.

Mortgage Refinancing----Bad Credit OK
--- Past Bancruptcy OK
--- Mortgage Lates OK
--- Late Credit Card Payments OK
--- Collections Ok

Click Here for a Free Loan Quote

You can combine credit cards, auto loans, student loans, etc. into one lower monthly payment and save thousands of dollars in interest and late charges


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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2010 and Beyond, Nationwide Mortgage Loans - BDnationwidemortgage.com is a website and cannot make loans. All rights reserved.