Fixed Rate Mortgage Refinance Loans
First and Second Mortgage Refinancing with Low Rates

Lock into a fixed rate mortgage refinance loan or cash in with a low rate second mortgage that provides fixed interest rates, fixed payments and monthly savings. Nationwide Mortgage Loans offers premium interest rates for borrowers seeking to convert their adjustable rate mortgage or credit line into a fixed payment mortgage loan. Don’t wait until your behind on your mortgage payments to refinance your ARM.

Get a quick quote from our experienced loan officers, who specialize in automated FHA refinance loans and second mortgages. If you are considering utilizing the equity in your home, we suggest taking a moment out to get a free assessment from the mortgage refinancing experts at Nationwide.



Refinance into a Fixed Rate 2nd Mortgage before rise and your monthly payment for your credit line goes through the roof!

In the last few years, the Federal Reserve has increased the interest rates and it affected most adjustable rate mortgages and home equity credit lines because it made the monthly payments increase because the variable interest rate was raised. As the financial tide shifted and the Fed began lowering key rates again, locking into a fixed rate mortgage loan should be a priority.

Most borrowers are reporting monthly savings from refinance loans between $400 and $500 a month. Refinancing now could end up saving you thousands of dollars over the life of the loan. Don't miss locking into loan before the era of record low interest rates passes you by.

Refinancing your mortgage loans can lower your payments and offer an opportunity to get additional cash out for financing home improvements or consolidating high rate revolving debts.

See More Featured Articles by Lynda Nelms

When is the Best Time for a Home Equity Loan?

Refinance First or Take Out a Second Mortgage?

Benefits and Risks of the 125% Home Equity Loan

Refinancing your second mortgage can lower your payment and offer an opportunity to get additional cash out for financing home improvements or consolidating debts.

Compare new loan products with Lynda Nelms

FHA Mortgage Refinance Spotlight

FHA Home Mortgages offer low 30-year fixed interest rate terms for borrowers with good, fair and poor credit.
FHA loans that are offered up to 97% rate and term or 95% for refinancing terms with cash out. (credit scores are not a factor, but mortgage history is critical)

The FHA Secure loan was introduced in 2007 to help troubled borrowers get back on course. Millions of borrowers have had been suffering with adjusting mortgage rates and many of them are unable to afford their new variable rate payment. The FHA Secure give borrowers another chance to refinance into an affordable fixed rate loan.

FHA home loans offer fixed mortgage rates.
Also see options for FHA Streamline Refinance, FHA Home Loans and FHA Secure Refinancing.

 

Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?


Find out about the latest Mortgage Rate Trends for Refinancing

Refinance Loan Checklist


Get Help from the Loan Experts

More Exclusive Second Mortgage Loan Programs:
No Income Verification | AVM | Second Mortgage Programs | 2nd Mortgage Overview | 2nd Mortgage Foreclosure | State Guide Second Mortgages