Rate & Term Mortgage Refinance
Conventional and FHA Home Mortgages

Rate and term mortgage refinance offers consumers better terms for first, FHA or 2nd mortgage loans without cash out or debt consolidation. Nationwide Mortgage Loans offers many competitive refinance loan programs for people who just want to lower their payment with a rate & term refinance loan. First mortgage rate and term refinance loans are offered up 100% loan to value with VA and 97% LTV for FHA refinancing. Second Mortgage rate & term refinance loans are offered from 100 to 125% combined loan to value. The most popular equity loan for refinancing today is fixed rate second mortgage. The most popular refinance loans are the 30 Year fixed rate loan and the FHA home refinance. Rate and term refinancing does not extend money beyond the payment of principal mortgage liens.  If you need cash out refinancing or a debt consolidation loan discuss your needs with a Nationwide loan officer.

It is not too late for you to lower the payments by refinancing into a lower rate loan. Many homeowners are looking to refinance their existing home equity line of credit, because it has a variable rate.

Fixed Rate Mortgage

  • 1st Mortgages to 97% combined loan to value.
  • 2nd Mortgage loan to value at 90%.
  • First Time Home-buyers OK
  • No Pre-payment Penalty
  • FHA Refinance Choices
  • Balloon Refinance -OK
Credit Rating: Poor, Fair Good or Excellent
Key Qualifiers: Property Value, Credit Score
Income Documentation: Full Doc or Stated Income

Refinance Program Highlights

.  Discounted Rate with No Cash Out
.  Lower your payments with reduced interest
.  Interest Only Options
.  100-125% Fixed Rates
.  Convertible lines of Credit
.  Consolidate past due bills
.  Eliminate high rate debts
.  1st-time Homeowners OK
.  Competitive Low Rates
.  No Mortgage Insurance Options


Refinance with a Lower Interest Rate and
Calculate the Saving!

 

Preferred Loan Type
Property Type
Property Value
Credit Rating


Mortgage Refinance News

Mortgage Refinance News

Home Refinancing Tips for 2011

Best Home Refinance Advice

No Income Mortgage Refinance

Tips for the Best Mortgage Refinancing Experience

FHA Mortgage Loan Programs Expand

FHA Mortgage Refinancing with No Equity

 

Additional Refinancing Pages:
Refinancing after a Bankruptcy | Second Mortgage Refinance | 40 Yr. Fixed Rate | Adjustable Rate Refinance | Loan Overview | Mortgage Refinance Options | 100% Mortgage Refinancing | Bad Credit Refinance | Cash Out Refinance | Sub-Prime Mortgage Refinancing | Option ARM | Refinancing VS Reverse Mortgages | Guidelines | Rate and Term Refinancing | 30-Year Fixed Rate Refinance | Discount Rates for Mortgage Refinance Loans | FHA Mortgage Refinance Loans | Home Loan for Bad Credit | How to Refinance a Mortgage | Home Loan Interest Rates | Government Loans
Other Popular FHA Refinance Loans:
FHA Refinancing Loans | 95% FHA Cash Refinance Loans | 97% FHA Refinance Loans | FHA Mortgage Rate Refinance | FHA Streamline Refinance
Refinance Rates | Mortgage Refinancing | Apply Now | Home Loan | FHA Mortgage Rates | VA Rates | Best Mortgage Lenders | Contact Us | Mortgage Refinance Rates | FHA Mortgage Loan State Guidelines
Nationwide Mortgage Loans, 515 Encinitas Blvd. Ste 100, Encinitas CA 92024
Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.
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