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Rate & Term Mortgage Refinance
Rate and term mortgage refinance offers consumers better terms for first, FHA or 2nd mortgage loans without cash out or debt consolidation. Nationwide Mortgage Loans offers many competitive refinance loan programs for people who just want to lower their payment with a rate & term refinance loan. First mortgage rate and term refinance loans are offered up 100% loan to value with VA and 97% LTV for FHA refinancing. Second Mortgage rate & term refinance loans are offered from 100 to 125% combined loan to value. The most popular equity loan for refinancing today is fixed rate second mortgage. The most popular refinance loans are the 30 Year fixed rate loan and the FHA home refinance.
It is not too late for you to lower the payments by refinancing into a lower rate loan. Many homeowners are looking to refinance their existing home equity line of credit, because it has a variable rate.
Fixed Rate Mortgage
- 1st Mortgages to 97% combined loan to value.
- 2nd Mortgages to 90% combined loan to value.
- First Time Home-buyers OK
- Prepayment Penalty- OK
- Balloon Refinance -OK
| Credit Rating: |
Poor, Fair Good or Excellent |
| Key Qualifiers: |
Property Value, Credit Score |
| Income Documentation: |
Full Doc or Stated Income |

Refinance Program Highlights |
. Discounted Rate with No Cash Out
. Lower your payments with reduced interest
. Interest Only Options
. 100-125% Fixed Rates
. Convertible lines of Credit
. Consolidate past due bills
. Eliminate high rate debts
. 1st-time Homeowners OK
. Competitive Low Rates
. No Mortgage Insurance Options |

Refinance with a Lower Interest Rate and
Calculate the Saving! |
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