Rate & Term Mortgage Refinance
Conventional and FHA Home Mortgages

Rate and Term mortgage refinance offers consumers better terms for first, FHA or 2nd mortgage loans without cash out or debt consolidation. Nationwide Mortgage Loans offers many competitive refinance loan programs for people who just want to lower their payment with a rate & term refinance loan. 1st Mortgage Rate & Term Refinance loans are offered up 103% loan to value. Second Mortgage rate & term refinance loans are offered from 100 to 125% combined loan to value. The most popular equity loan for refinancing today is fixed rate second mortgage. The most popular 1st mortgage refinance loans are the 30 Year fixed rate loan and the FHA home refinance.

It is not too late for you to lower the payments by refinancing into a lower rate loan. Many homeowners are looking to refinance their existing home equity line of credit, because it has a variable rate.

Fixed Rate Mortgage

  • 1st Mortgages to 110% combined loan to value.
  • 2nd Mortgages to 125% combined loan to value.
  • First Time Home-buyers OK
  • Prepayment Penalty- OK
  • Balloon Refinance -OK
Credit Rating: Poor, Fair Good or Excellent
Key Qualifiers: Property Value, Credit Score
Income Documentation: Full Doc or Stated Income to 100%

Refinance Program Highlights

.  Discounted Rate with No Cash Out
.  Lower your payments with reduced interest
.  Interest Only Options
.  100-125% Fixed Rates
.  Convertible lines of Credit
.  Consolidate past due bills
.  Eliminate high rate debts
.  1st-time Homeowners OK
.  Competitive Low Rates
.  No Mortgage Insurance Options


Refinance with a Lower Interest Rate and
Calculate the Saving!

 

Preferred Loan Type
Property Type
Property Value
Credit Rating


Resource Tools

Cash Out Refinancing

Finance Home Improvements

Call for Free Loan Consultation
1-800-242-6986

 

Additional Refinancing Pages:
Second Mortgage Refinance | 40 Yr. Fixed Rate | Adjustable Rate Refinance | Loan Overview | Reduced Payment | Home Equity Refinancing | Guidelines
Nationwide Mortgage Loans, 515 Encinitas Blvd. Ste 100, Encinitas CA 92024, 1-800-242-6986
Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.
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