40 Year Fixed Rate Mortgage Refinance
Low Payment Refinancing

Nationwide Mortgage Loans is a mortgage broker from Southern California who provides 40-year fixed rate mortgage loans. You can choose between fixed rate mortgages and payment option mortgage with pick a payment loan options, or negative amortization loans for all types of credit. If you want more purchase power or lower payments then talk to your loan officer about the 40-year mortgage that stretches the term to minimize the monthly payments.

Select the right home mortgage: Conventional, jumbo, FHA & VA streamline, option arm, negative amortization, and non conforming subprime mortgages for refinancing regardless of your fico score or poor credit history. Refinance Your 1st and 2nd Mortgage together for one low payment with no mortgage insurance required.

40 Year Fixed Rate Mortgage

Payment Option ARM

520 Fico Scores OK

Fixed Rate Payment Option

Cash Out for Debt Consolidation

Refinance your Debts & Save!

Conventional or Jumbo Mortgage

Low Payment Deferred Interest Loans

 

40 Year Mortgage Loans offer Lower Monthly Payments

A $295,000 at 6.25% comes out to $1,816 a month on a 30-year amortization, for instance. But with the same rate, the principal &interest payment is reduced to $1,675 on a 40-year amortization. The payment is lower and there's no increase to the interest rate or the fees. Extending the term of the mortgage from 30 to 40 years reduces your monthly payment and in some cases the reduced debt to income ratio allows you to get approved for a bigger loan amount.

Click Here for a Fixed Rate 40 Year Mortgage

Consolidate your debts and existing high-rate line of credit with new Fixed Rate second mortgage. Refinance your existing 2nd mortgage & your current 1st mortgage with one low rate fixed rate mortgage. Consolidate your mortgages, loans & credit card debt into one low monthly payment now! A debt consolidation loan from Nationwide Mortgage Loans can help consolidate your debt into one low monthly payment saving you thousands of dollars a year by eliminating the compounding interest.

 

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Resource Tools

Refinancing Calculator
Analyze the benefits of refinancing. Get help calculating the monthly payment and discover the net interest savings. It will also calculate how many months it will take to get a return on investments for the mortgage loan costs.

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?

Additional Refinancing Pages:
Refinancing after a Bankruptcy | Second Mortgage Refinance | Adjustable Rate Refinance | Loan Overview | Reduced Payment | Refinance Options | 110% Refinancing | 40 Year Consolidation | Bad Credit Refinance | Cash Out | Sub-Prime | Option ARM | Guidelines | Rate and Term Refinancing
Other Popular Loan Products:
Combo Mortgage Loans | 125% 2nd Mortgage | Fixed Rate Home Equity Loans | Debt Consolidation | Compare Home Equity Loans
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Nationwide Mortgage Loans, 515 Encinitas Blvd. Ste 100, Encinitas CA 92024, 1-877-212-9478
Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.
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