No Income Mortgage
Limited or Stated Income Home Loans

There are millions of Americans who need a no income mortgage because of documentation obstacles that have prevented them from home buying or refinancing.  Years ago, stated income home loans were readily available for self-employed and salaried employees.  After the mortgage market crashed in 2006, most of the no income mortgage programs disappeared.  We offer streamline refinance loans that help homeowner refinance their VA and FHA home loans, but you have to already have a government mortgage to qualify for that program. 

Get a Stated Income Mortgage for Faster Loan Processing

We work with a few private investors that continue to offer a stated income mortgage and a limited documentation product to qualified borrowers. Many banking executives are predicting that lenders will begin easing the requirements for no income home loans in the near future. Talk to one our friendly Nationwide lending agents today about the prospect of getting approved for a low rate mortgage with great terms.

No income mortgage
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Our mortgage specialists understand the difficulty of finding a no income mortgage. We appreciate the need for self-employed borrowers to get access to limited documentation and stated income home loans and that's why we are continuously adding new financing products to better your needs. Ask about our home purchase loans with limited documentation required for first time home buyers.

Stated and no income mortgage program guidelines are subject to change without notice. Verify with your loan officer about the current status for loan product you are interested in.

 

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Many self-employed borrowers have grown accustomed to no income mortgage loans, but the rules have changes. Although many small business owners and independent contractors are unable to provide W2's and monthly pay-stubs, many applicants are having success submitting their bank statements that reveal sufficient cash flow that many lenders are comfortable with.



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Mortgage refinance rates are subject to change. Check with loan officer for updated interest rates