No Income Mortgage

There are millions of Americans who need a no income mortgage because of documentation obstacles that have prevented them from home buying or refinancing. Years ago, stated income home loans were readily available for self-employed and salaried employees. After the mortgage market crashed in 2006, most of the no income mortgage programs disappeared. We offer streamline refinance loans that help homeowner refinance their VA and FHA home loans, but you have to already have a government mortgage to qualify for that program. The fact is that American consumers prefer to get a mortgage with no income documentation as long as it doesn't come at a higher price. In other words, people like no income mortgages as long as they are charged more in fees with a higher interest rate.

Get More Info on the Stated Income Mortgage for Faster Loan Processing

We work with a few private investors that continue to offer a stated income mortgage and a limited documentation product to qualified borrowers. Many banking executives are predicting that lenders will begin easing the requirements for no income home loans in the near future. Talk to one our friendly Nationwide lending agents today about the prospect of getting approved for a low rate mortgage with great terms.

No income mortgage
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Our mortgage specialists understand the difficulty of finding a no income mortgage. We appreciate the need for self-employed borrowers to get access to limited documentation and stated income home loans and that's why we are continuously adding new financing products to better your needs. Ask about our home purchase loans with limited documentation required for first time home buyers.

Do You Qualify for Limited or Stated Income Home Loans?

Stated and no income mortgage program guidelines are subject to change without notice. Verify with your loan officer about the current status for loan product you are interested in.

 

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Many self-employed borrowers have grown accustomed to no income mortgage loans, but the rules have changes. Although many small business owners and independent contractors are unable to provide W2's and monthly pay-stubs, many applicants are having success submitting their bank statements that reveal sufficient cash flow that many lenders are comfortable with.



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BD Nationwide Mortgage, 515 Encinitas Blvd. Ste 100, Encinitas, California 92024
Please be aware that this is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Nothing on this site contains an offer to make a specific home loan for any purpose with any specific terms. This is a web-site and no loans can be guaranteed as loans and rates are subject to change. BDNationwideMortgage.com does not promise approvals on stated loans or no income verification mortgage loans. Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states. Copyright 2001-2012, Nationwide Mortgage Loans, BDnationwidemortgage.com. All rights reserved. Do not duplicate in any form. Mortgage refinance rates are subject to change. Check with loan officer for updated interest rates. Please note that not loan applicants will qualify for a no income mortgage.