Missouri Mortgage Loans
Refinance, FHA Home Loans & Equity Credit Lines

Missouri homeowners are offered discounted mortgage rates for refinance, home equity lines, FHA refinancing loans with special offers. Mid-Western residents continue to evaluate various ways to lower their monthly payments with reduced cost loan offers. Nationwide Mortgage Loans offers homeowners living in Missouri all types of home mortgages. Take a look at our product guide for home refinance, purchase mortgages, home equity loans, second mortgages, lines of credit, jumbo, conventional and VA home loans for residents living in the "Show me State" of Missouri.

First time homebuyers can take advantage of 97% FHA home purchase loans and 100% home financing available with the My Community loans sponsored by Fannie Mae. Nationwide also offers reduced rate second mortgages in Missouri for consolidating credit card debt and loans that have higher interest rates. So your monthly expenses are reduced significantly.

Mortgage Loans up to 100%: Fixed rates and fixed monthly payments.
Includes additional options for lower monthly payments or lower interest rates, and potential tax savings. This fixed rate second mortgage allows customers to know what the payment will be for the entire life of the mortgage. ---     Home Mortgage Loans up to $2,000,000.

Breaking Mortgage News - FHA Loan Limits Increased to $417,000
The new lending law raises loan limits for FHA home loans in every Missouri county!

The bill would loosen underwriting guidelines at the Federal Housing Administration in an effort to aid at least 200,000 borrowers who have fallen behind on their mortgage payments since their loan payment adjusted this year.

This FHA reform legislation would raise the existing loan restrictions from $362,000 to at least $417,000, but many real estate insiders believe higher loan limits will be coming soon for the high cost counties like, Clinton, Franklin, Jefferson and Saint Louis.

Missouri Mortgage Limits Rise to $271,050 for FHA mortgage loans!

MSN Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

FORT MADISON-KEOKUK

CLARK

MO

$271,050

$347,000

$419,400

$521,250

QUINCY

LEWIS

MO

$271,050

$347,000

$419,400

$521,250

FARMINGTON

ST. FRANCOIS

MO

$271,050

$347,000

$419,400

$521,250

MOBERLY

RANDOLPH

MO

$271,050

$347,000

$419,400

$521,250

POPLAR BLUFF

BUTLER

MO

$271,050

$347,000

$419,400

$521,250

BRANSON , MO

STONE

MO

$271,050

$347,000

$419,400

$521,250

SPRINGFIELD ,

POLK

MO

$271,050

$347,000

$419,400

$521,250

SPRINGFIELD ,

DALLAS

MO

$271,050

$347,000

$419,400

$521,250

SPRINGFIELD ,

GREENE

MO

$271,050

$347,000

$419,400

$521,250

SPRINGFIELD ,

CHRISTIAN

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

DADE

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

HOLT

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

KNOX

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

PIKE

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

BARRY

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

CEDAR

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

HENRY

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

MACON

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

OZARK

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

PERRY

MO

$271,050

$347,000

$419,400

$521,250

NON-METRO

SHELBY

MO

$271,050

$347,000

$419,400

$521,250

Attention People with Fair or Poor Credit
Get Approved for a $175,000 Mortgage for Less than $495 a month

Relevant Missouri Facts:
Mid West Homeowners

Average home value for owner occupied primary residence, 2000: $89,900
Homeownership rate, 2000: 70.3%
Average household income, 1999: $37,934
Population,
2004 estimate: 5,754,618
% of people living in same home for 5+ years, 2000: 53.6%
Average commute time from home to work (minutes), 2000: 23.8

Click Here for More Missouri Loan Info

* Loan terms are state and federal fee restrictions. Laws may vary per state.
Data source census.gov

Missouri State Loan Updates

With home sales dipping slightly across the Mid-West. It may be your last chance to refinance your adjustable rate mortgage or take out a fixed second mortgage at a competitive home equity rates.

Are your Home Equity Credit Line Interest Rates Rising?
>> Check Local Rates for Missouri Second Mortgages

Missouri 2nd mortgage application volumes have been on the rise in cities like; Kansas City, Saint Louis, Springfield, Independence, Columbia, Saint Joseph, Lee's Summit, Saint Charles and Saint Peters.

 

Resource Tools

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This calculator will help you to compare the total mortgage interest charges of 4 types of loans.


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