Down Payment Assistance Home Mortgage Loans
Home Purchase Loans for First Time Home Buyers – Reduced Cost


Finance a New Home with Down-Payment Assistance!

First time homebuyers from Florida to Texas to California can benefit from down-payment assistance loans that help cushion the high cost landing associated with financing a house. With soaring energy costs, Americans can benefit from mortgage relief that potentially can minimize the down-payment needed for becoming a homeowner. Nationwide Mortgage Loans provides 1st time homebuyers a unique opportunity with low rate and assisted down payment home loans that are available for qualified applicants.

Are you a first time homebuyer looking to get approved for a low rate home purchase loan? Are you looking for a home loan that requires little or no money down? Would you like a purchase mortgage that allows you to keep all of your hard earned in saving in your bank account without needing to deposit it on a home?

Nationwide promotes fair lending with flexible loan programs like FHA, conforming and VA home purchase loans. Borrowers can choose from, 15 and 30 year fixed rate or hybrid ARMs.

Get Pre-Qualified and Pre-Approved to Buy a New Home!

Pre qualifying is essential for efficient and pragmatic home buying. Nationwide provides you, your realtor and the seller's agent, a pre-approval that is written by the lender. If you are interested in maximizing home buying opportunities it is imperative that you obtain a Pre-Qualification letter from our home financing department. Call us at 1-877-212-9478 to get a pre approval in writing. We will just ask you a few questions and then access your credit, income, and hopefully you will be approved!

Many first time homebuyers across the country are learning from the mistakes of the previous generation of borrowers who bought homes with teaser rates only to get stuck with rising mortgage payments they could not afford. This generation of homebuyers is requesting fixed rate thirty-year mortgages that they can afford. Nationwide continues to help finance the Americans dream by offering good advice and completive home mortgage solutions to borrowers with all types of credit.

1st Time Home Buyer Loans

FHA Home Loans with 3% Down

100% Home Financing with VA Loans

30-Year Fixed Rate Mortgages

95% Conforming Loans with No MI

203k Home Rehab Loans from FHA

Conventional Home Mortgages

Low Payment Deferred Interest Loans


Are You Looking for the Lowest Rate but have bad credit issues in your past?
Check out our FHA loans and get affordable mortgage payments even if your fico scores are low.

Are you a first time homebuyer looking to get approved for a low rate home purchase loan? Are you looking for a home loan that requires No Money Down for a home purchase? Would you like a purchase mortgage that allows you to keep all of your hard earned in saving in your bank account without needing to deposit it on a home?


Resource Tools


Loan Comparison Calculator
This calculator will help you to compare the total mortgage interest charges of 4 types of loans.


Free Finance Guides & Helpful Consumer Reports

Take advantage of our free guides and disclosures that help 1st time homebuyers.

Equity Credit Line Fed Tips
Home Purchase Guide
Understanding Credit Scores
ARM Rate Mortgage- Guide
Consumer Guide -Rate Locks
Other Popular Home Loan Products:
Sub-Prime | Option ARM | Interest Only Mortgage | Zero Down Home Loans -100% | Home Loans Foreclosed Homes | Bank Owned Home Purchase Loans | Short Sale Home Loans | Down-Payment Assistance Home Purchase Loans | FHA First Time Homebuyer Loans | Home Finance | Purchase Loan | New Home Loan | Home Loan for Bad Credit
Nationwide Mortgage Loans, 515 Encinitas Blvd. Ste 100, Encinitas CA 92024
Nationwide is affiliated with national lenders and a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.
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