Fresno Home Loans
FHA Home Loan Refinance & Fixed Rate Refinancing

Discount lenders offer low rate home loans for Fresno residents with FHA fixed rate mortgage refinancing. Check out our reduced rate home loans for Fresno homeowners with 100% fixed rate loan specials. Local insiders are predicting home values in Fresno to remain steady, so we suggest considering tapping your home's equity with a 2nd mortgage if you need cash.

Real Estate evaluators are forecasting property values in Fresno to be flat in 2007 and 2008, so we suggest considering tapping your home's equity with a 2nd mortgage if you need cash. Because of the uncertainty of future of home prices, many homeowners will be considering refinancing with a new fixed rate first mortgage that will eliminate the fear of the adjustable rates.

Nationwide offers home equity, and refinance loans with a fixed or adjustable interest rates. We offer premium loans for residents in Fresno County seeking cash or simple rate and term refinancing. We offer cutting edge mortgage programs for homeowners who need to access money, but prefer not to pay off their existing mortgage in the process. Whether you are purchasing a home in Fresno, Coalinga or Bakersfield we offer subordinate loans for purchase or refinance. If you need help with a "Zero Down" 80-20 combo loan, then you have found the right lending source.

Nationwide offers 2nd mortgages and refinance loans with a fixed or adjustable interest rates. We offer premium loans for residents in Fresno County seeking cash or simple rate and term refinancing.

We offer cutting edge mortgage programs for homeowners who need to access money, but prefer not to pay off their existing mortgage in the process.

Our California mortgage lenders provide competitive low rates to qualifying homeowners who meet the FHA lending criteria set forth by HUD. The Housing of Urban Development raised the California mortgage maximum limits for 2008 and the loan changes can be seen below by county.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

FRESNO

FRESNO

CA

$381,250

$488,050

$589,950

$733,150


Relevant Fresno County Facts:

Average home value for owner occupied primary residence, 2000: $104,900
Homeownership rate, 2000: 56.5%
Average household income, 1999: $34,725
Population,
2004 estimate: 866,772
% of people living in same home for 5+ years, 2000: 51.0%
Average commute time from home to work (minutes), 2000: 22.2

Click Here for More Fresno Loan Info

* Loan terms are state and federal fee restrictions. Laws may vary per state.
Go to census.gov online for additional city, county and state facts.

 

Preferred Loan Type
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Resource Tools

ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?


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1-800-242-6986

Additional Helpful Mortgage Loan Pages:
Adjustable Rate Refinance | Home Equity Refinance | Bad Credit Refinance | State Guide Second Mortgages | State Guide Home Equity Rates
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