Home Loan Interest Rates

When you are a buying a house, the home loan rates that you qualify for will determine the monthly mortgage payment along with the loan amount. Therefore it is imperative that you get the best home loan interest rates so you don't have to pay anymore that you have to. One of the best ways to ensure qualifying for lowest home loan rates is to keep your credit scores high. Most lenders will reward low interest rates to qualified borrowers who have the ability to demonstrate a consistent payment history with loan and credit card companies. In most cases, the shorter the term, the lower the interest rate.

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Best Home Loan Rates

Get Approved for Home Loan Rates Starting at 4% on Thirty-Year Terms

Nationwide Mortgage offers a wide variety of home loans, second mortgage options and refinance mortgages. One of the smartest financial decisions you can make is to finance house with low home loan rates. According to Freddie Mac, the 30-year interest rates fell to their lowest point in forty years. 15-year home loan rates are available to qualified borrowers starting at 3.625%. Compare mortgage rates and terms online and take advantage of Nationwide's rate guarantee.

Home loan interest rates may vary and are subject to change. Check with your loan officer and find out what the interest rate is for you. If the mortgage rate meets your needs, we recommend locking the rate.


Resource Tools


ARM vs. Fixed Rate Calculator
How much money can you save by financing with today’s home loan interest rates? Compare fixed rate and hybrid loans to see which mortgage meets your needs.

Nationwide Testimonials
"Thank You Nationwide for helping lock into an affordable home loan! We shopped loans online, but you rates and service were far superior."
- S. Bowe.



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