Home Equity Refinance
Cash Out, Fixed Rate Refinancing Loans

A home equity loan refinance can lock you into a fixed rate mortgage with a low payment, interest only and cash out refinancing. Nationwide Mortgage Loans offers many competitive Home Equity programs refinancing for loans from 80% to 125% combined loan to value (cltv). We offer home equity refinance solutions with fixed rate second mortgages and low payment interest only loans. One of the most popular loan for refinance is the home equity loan with a fixed rate. This loan is for people who want to lower the payments by refinancing into a lower rate loan. Many homeowners are looking to refinance their existing home equity line of credit, because it has a variable rate.

  • Fixed Rate Home Equity Loans for Payment Reduction
  • Convert Adjustable Interest into Fixed Amortization
  • Lower Interest Rates Equate to More Savings
  • Consolidate High Rate Credit Card interest into Fixed Simple Interest Loans
Home Equity Refinance Programs for
Payment Reduction and Fixed Interest Rates
Loan to Value: 80-125%
Credit Rating: Poor -80, Fair -95 Good - 100 or Excellent -125
Key Qualifiers: Disposable Income, Property Value, Credit Score,
Income Documentation: Full Documentation, or Stated Income to 100%
Home Equity Terms: . 15 Yr. Fixed Rate
. 20 Yr. Fixed Rate
. 25 Yr. Fixed Rate
. 30 Yr. Fixed Rate
. 30 Yr. Fixed 15 Yr. Balloon


10 Reasons to Refinance with Nationwide Mortgage Loans
  1. No Seasoning Requirements --- We offer a 2nd mortgage using the new appraised value - (AVM appraisals OK)
  2. We offer home equity loans and don't require any equity! 2nd mortgages up to 125%
  3. 55% Debt to income Ratios allowed up 100% LTV.
  4. We offer 30 different home equity loan programs (1 of the loans will meet your needs)
  5. We do not require you to draw the entire line of credit at closing
  6. Nationwide offers fixed rate home equity loans and lines of credit up to a
    100% behind Negative Amortization 1st mortgage!
  7. We have partnered with investment banks that allow you to own up to 15 different non owner occupied investment properties.
  8. Stated Income -- Nationwide will use stated income for All types of People;
    Self Employed Borrowers, W2'd Employees, Retired, SSI, and 1st Time Home Buyers.
  9. Nationwide - has a Stated Value 2nd mortgage that requires No Appraisal!
  10. Pick your High Fico Score has become extremely popular because it lowers the rate.

 

Resource Tools


ARM vs. Fixed Rate Calculator
How does a fixed rate 1st or 2nd mortgage compare to an adjustable rate mortgage or home equity line of credit?


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Nationwide Mortgage Loans, 515 Encinitas Blvd. Ste 100, Encinitas CA 92024, 1-800-242-6986
Nationwide is affiliated with a federally chartered bank located in Maryland licensed to offer home loans in all 50 states.
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