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Florida FHA Mortgage Loan Limits
Thousands of Florida homeowners should benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $729,050 in designated high cost areas. FHA refinancing continue to offer homeowners the best mortgage rates and very little equity required.
Mortgage refinancing has never been easier for Atlantic and Gulf Coast borrowers with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Florida mortgage maximum limits for 2008 and the loan changes can be seen below by county.
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
OCALA , |
MARION |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
PALM COAST |
FLAGLER |
FL |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
LAKELAND , |
POLK |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
SARASOTA-BRADENTON-VENICE |
MANATEE |
FL |
$442,500 |
$566,450 |
$684,750 |
$850,950 |
SARASOTA-BRADENTON-VENICE |
SARASOTA |
FL |
$442,500 |
$566,450 |
$684,750 |
$850,950 |
HOMOSASSA SPRINGS |
CITRUS |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
OKEECHOBEE |
OKEECHOBEE |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
PORT ST. LUCIE-FORT PIERCE |
MARTIN |
FL |
$375,000 |
$480,050 |
$580,300 |
$721,150 |
PORT ST. LUCIE-FORT PIERCE |
ST. LUCIE |
FL |
$375,000 |
$480,050 |
$580,300 |
$721,150 |
PUNTA GORDA |
CHARLOTTE |
FL |
$296,250 |
$379,250 |
$458,400 |
$569,700 |
ARCADIA |
DE SOTO |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH |
BROWARD |
FL |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
MIAMI-MIAMI BEACH-KENDALL |
MIAMI-DADE |
FL |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH |
PALM BEACH |
FL |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
PANAMA CITY-LYNN HAVEN |
BAY |
FL |
$396,250 |
$507,250 |
$613,150 |
$762,000 |
CLEWISTON |
HENDRY |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
CAPE CORAL-FORT MYERS |
LEE |
FL |
$356,250 |
$456,050 |
$551,250 |
$685,100 |
JACKSONVILLE |
CLAY |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
JACKSONVILLE |
BAKER |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
JACKSONVILLE |
DUVAL |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
JACKSONVILLE |
NASSAU |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
JACKSONVILLE |
ST. JOHNS |
FL |
$387,500 |
$496,050 |
$599,600 |
$745,200 |
NAPLES-MARCO ISLAND |
COLLIER |
FL |
$531,250 |
$680,100 |
$822,050 |
$1,021,650 |
ORLANDO-KISSIMMEE |
LAKE |
FL |
$353,750 |
$452,850 |
$547,400 |
$680,300 |
ORLANDO-KISSIMMEE |
ORANGE |
FL |
$353,750 |
$452,850 |
$547,400 |
$680,300 |
ORLANDO-KISSIMMEE |
OSCEOLA |
FL |
$353,750 |
$452,850 |
$547,400 |
$680,300 |
ORLANDO-KISSIMMEE |
SEMINOLE |
FL |
$353,750 |
$452,850 |
$547,400 |
$680,300 |
PALATKA |
PUTNAM |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
GULF |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LEVY |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
DIXIE |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
UNION |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
GLADES |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
HOLMES |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
TAYLOR |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WALTON |
FL |
$362,790 |
$464,400 |
$561,400 |
$697,650 |
NON-METRO |
CALHOUN |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
JACKSON |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LIBERTY |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MADISON |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
BRADFORD |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
FRANKLIN |
FL |
$305,000 |
$390,450 |
$471,950 |
$586,550 |
NON-METRO |
HAMILTON |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
SUWANNEE |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
LAFAYETTE |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
WASHINGTON |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
KEY WEST-MARATHON |
MONROE |
FL |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
TALLAHASSEE |
LEON |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TALLAHASSEE |
GADSDEN |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
TALLAHASSEE |
WAKULLA |
FL |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
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