Oregon FHA Mortgage Loan Limits
Discount Rate Fixed Refinance Loan and Home Financing

Many Oregon homeowners continue to benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $447,500 in designated high cost areas. Refinancing your Pacific Northwest home has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Oregon mortgage maximum limits for 2008 and the loan changes can be seen below by county.

As most of the other states are suffering with double digit numbers for declining property values, Oregon home values remain flat. We recommend refinancing into a fixed rate mortgage if you currently have an adjustable rate mortgage.

MSA Name

County Name

State

One-Family

Two-Family

Three-Family

Four-Family

CORVALLIS

BENTON

OR

$337,500

$432,050

$522,250

$649,050

MEDFORD

JACKSON

OR

$422,500

$540,850

$653,800

$812,500

ONTARIO

MALHEUR

OR

$271,050

$347,000

$419,400

$521,250

CITY OF THE DALLES

WASCO

OR

$271,050

$347,000

$419,400

$521,250

ALBANY-LEBANON

LINN

OR

$271,050

$347,000

$419,400

$521,250

ASTORIA

CLATSOP

OR

$347,500

$444,850

$537,750

$668,250

LA GRANDE

UNION

OR

$271,050

$347,000

$419,400

$521,250

PRINEVILLE

CROOK

OR

$271,050

$347,000

$419,400

$521,250

GRANTS PASS

JOSEPHINE

OR

$325,000

$416,050

$502,900

$625,000

HOOD RIVER

HOOD RIVER

OR

$393,750

$504,050

$609,300

$757,200

COOS BAY

COOS

OR

$271,050

$347,000

$419,400

$521,250

BEND

DESCHUTES

OR

$447,500

$572,850

$692,450

$860,600

EUGENE-SPRINGFIELD

LANE

OR

$343,750

$440,050

$531,900

$661,050

NON-METRO

LAKE

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

BAKER

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

GRANT

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

HARNEY

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

GILLIAM

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

LINCOLN

OR

$312,500

$400,050

$483,550

$600,950

NON-METRO

SHERMAN

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

WALLOWA

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

WHEELER

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

JEFFERSON

OR

$271,050

$347,000

$419,400

$521,250

NON-METRO

TILLAMOOK

OR

$343,750

$440,050

$531,900

$661,050

PENDLETON-HERMISTON

MORROW

OR

$271,050

$347,000

$419,400

$521,250

PENDLETON-HERMISTON

UMATILLA

OR

$271,050

$347,000

$419,400

$521,250

SALEM

POLK

OR

$295,000

$377,650

$456,500

$567,300

SALEM

MARION

OR

$295,000

$377,650

$456,500

$567,300

BROOKINGS

CURRY

OR

$351,250

$449,650

$543,550

$675,500

KLAMATH FALLS

KLAMATH

OR

$271,050

$347,000

$419,400

$521,250

PORTLAND-VANCOUVER-BEAVERTON

YAMHILL

OR

$418,750

$536,050

$648,000

$805,300

PORTLAND-VANCOUVER-BEAVERTON

COLUMBIA

OR

$418,750

$536,050

$648,000

$805,300

PORTLAND-VANCOUVER-BEAVERTON

CLACKAMAS

OR

$418,750

$536,050

$648,000

$805,300

PORTLAND-VANCOUVER-BEAVERTON

MULTNOMAH

OR

$418,750

$536,050

$648,000

$805,300

PORTLAND-VANCOUVER-BEAVERTON

WASHINGTON

OR

$418,750

$536,050

$648,000

$805,300

ROSEBURG

DOUGLAS

OR

$271,050

$347,000

$419,400

$521,250


 

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Nationwide Mortgage Loans rolls out new refinance loans with FHA Mortgage Programs that allow higher home loan limits with additional cash out options for refinancing to 95%.


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