Oregon FHA Mortgage Loan Limits Discount Rate Fixed Refinance Loan and Home Financing
Many Oregon homeowners continue to benefit from new increased FHA mortgage loan limits with fixed rate refinance loans up to $447,500 in designated high cost areas. Refinancing your Pacific Northwest home has never been easier with cash out loans available up to 95% for qualified borrowers. The Housing of Urban Development raised the Oregon mortgage maximum limits for 2008 and the loan changes can be seen below by county.
As most of the other states are suffering with double digit numbers for declining property values, Oregon home values remain flat. We recommend refinancing into a fixed rate mortgage if you currently have an adjustable rate mortgage.
MSA Name
County Name
State
One-Family
Two-Family
Three-Family
Four-Family
CORVALLIS
BENTON
OR
$337,500
$432,050
$522,250
$649,050
MEDFORD
JACKSON
OR
$422,500
$540,850
$653,800
$812,500
ONTARIO
MALHEUR
OR
$271,050
$347,000
$419,400
$521,250
CITY OF THE DALLES
WASCO
OR
$271,050
$347,000
$419,400
$521,250
ALBANY-LEBANON
LINN
OR
$271,050
$347,000
$419,400
$521,250
ASTORIA
CLATSOP
OR
$347,500
$444,850
$537,750
$668,250
LA GRANDE
UNION
OR
$271,050
$347,000
$419,400
$521,250
PRINEVILLE
CROOK
OR
$271,050
$347,000
$419,400
$521,250
GRANTS PASS
JOSEPHINE
OR
$325,000
$416,050
$502,900
$625,000
HOOD RIVER
HOOD RIVER
OR
$393,750
$504,050
$609,300
$757,200
COOS BAY
COOS
OR
$271,050
$347,000
$419,400
$521,250
BEND
DESCHUTES
OR
$447,500
$572,850
$692,450
$860,600
EUGENE-SPRINGFIELD
LANE
OR
$343,750
$440,050
$531,900
$661,050
NON-METRO
LAKE
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
BAKER
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
GRANT
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
HARNEY
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
GILLIAM
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
LINCOLN
OR
$312,500
$400,050
$483,550
$600,950
NON-METRO
SHERMAN
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
WALLOWA
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
WHEELER
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
JEFFERSON
OR
$271,050
$347,000
$419,400
$521,250
NON-METRO
TILLAMOOK
OR
$343,750
$440,050
$531,900
$661,050
PENDLETON-HERMISTON
MORROW
OR
$271,050
$347,000
$419,400
$521,250
PENDLETON-HERMISTON
UMATILLA
OR
$271,050
$347,000
$419,400
$521,250
SALEM
POLK
OR
$295,000
$377,650
$456,500
$567,300
SALEM
MARION
OR
$295,000
$377,650
$456,500
$567,300
BROOKINGS
CURRY
OR
$351,250
$449,650
$543,550
$675,500
KLAMATH FALLS
KLAMATH
OR
$271,050
$347,000
$419,400
$521,250
PORTLAND-VANCOUVER-BEAVERTON
YAMHILL
OR
$418,750
$536,050
$648,000
$805,300
PORTLAND-VANCOUVER-BEAVERTON
COLUMBIA
OR
$418,750
$536,050
$648,000
$805,300
PORTLAND-VANCOUVER-BEAVERTON
CLACKAMAS
OR
$418,750
$536,050
$648,000
$805,300
PORTLAND-VANCOUVER-BEAVERTON
MULTNOMAH
OR
$418,750
$536,050
$648,000
$805,300
PORTLAND-VANCOUVER-BEAVERTON
WASHINGTON
OR
$418,750
$536,050
$648,000
$805,300
ROSEBURG
DOUGLAS
OR
$271,050
$347,000
$419,400
$521,250
Podcast: Loan Talk "Refinancing with FHA Mortgage Loans"
Press Play To Hear Podcast
Nationwide Mortgage Loans rolls out new refinance loans with FHA Mortgage Programs that allow higher home loan limits with additional cash out options for refinancing to 95%.
Resource Tools
ARM vs. Fixed Rate Calculator
How does a fixed rate 1st mortgage compare to a variable rate mortgage or an interest only home loan?