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California FHA Mortgage Loan Limits
West coast homeowners benefit from new increased FHA mortgage loan limits for California refinance loans up to $729,050. Many California borrowers will take advantage of the raised loan limits for FHA mortgage refinance with fixed rate refinance loans from $417,000 to $729,050 in designated high cost areas.
Our Lenders in California are reporting improved home refinancing with cash out options available up to 95% for qualified borrowers. FHA home loans are provided to qualifying homeowners who meet the FHA lending criteria set forth by the Housing of Urban Development (HUD). The Housing of Urban Development raised the California mortgage maximum limits for 2008 and the loan changes can be seen below by county.
MSA Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
SAN DIEGO-CARLSBAD-SAN MARCOS, CA |
SAN DIEGO |
CA |
$697,500 |
$892,950 |
$1,079,350 |
$1,341,350 |
SALINAS , CA |
MONTEREY |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
BISHOP, CA |
INYO |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
SAN LUIS OBISPO-PASO ROBLES, CA |
SAN LUIS OBISPO |
CA |
$687,500 |
$880,100 |
$1,063,850 |
$1,322,150 |
YUBA CITY , CA |
YUBA |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
YUBA CITY , CA |
SUTTER |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
UKIAH , CA |
MENDOCINO |
CA |
$512,500 |
$656,100 |
$793,050 |
$985,600 |
SANTA BARBARA-SANTA MARIA, CA |
SANTA BARBARA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NAPA , CA |
NAPA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
RED BLUFF, CA |
TEHAMA |
CA |
$312,500 |
$400,050 |
$483,550 |
$600,950 |
VALLEJO-FAIRFIELD , CA |
SOLANO |
CA |
$557,500 |
$713,700 |
$862,700 |
$1,072,150 |
SANTA CRUZ-WATSONVILLE, CA |
SANTA CRUZ |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
CHICO , CA |
BUTTE |
CA |
$400,000 |
$512,050 |
$618,950 |
$769,250 |
FRESNO , CA |
FRESNO |
CA |
$381,250 |
$488,050 |
$589,950 |
$733,150 |
LOS ANGELES-LONG BEACH-GLENDALE, CA |
LOS ANGELES |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SANTA ANA-ANAHEIM-IRVINE, CA |
ORANGE |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
MERCED , CA (MSA) |
MERCED |
CA |
$472,500 |
$604,900 |
$731,150 |
$908,650 |
PHOENIX LAKE-CEDAR RIDGE , CA |
TUOLUMNE |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
OAKLAND-FREMONT-HAYWARD , CA |
ALAMEDA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
OAKLAND-FREMONT-HAYWARD , CA |
CONTRA COSTA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, |
MARIN |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI |
SAN MATEO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, |
SAN FRANCISCO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
REDDING , CA |
SHASTA |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
STOCKTON , CA |
SAN JOAQUIN |
CA |
$488,750 |
$625,700 |
$756,300 |
$939,900 |
NON-METRO |
MONO |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
NON-METRO |
GLENN |
CA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
NON-METRO |
MODOC |
CA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
ALPINE |
CA |
$547,500 |
$700,900 |
$847,200 |
$1,052,900 |
NON-METRO |
AMADOR |
CA |
$443,750 |
$568,050 |
$686,650 |
$853,350 |
NON-METRO |
COLUSA |
CA |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
NON-METRO |
PLUMAS |
CA |
$410,000 |
$524,850 |
$634,450 |
$788,450 |
NON-METRO |
SIERRA |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
NON-METRO |
TRINITY |
CA |
$271,050 |
$347,000 |
$419,400 |
$521,250 |
NON-METRO |
MARIPOSA |
CA |
$412,500 |
$528,050 |
$638,300 |
$793,250 |
NON-METRO |
SISKIYOU |
CA |
$293,750 |
$376,050 |
$454,550 |
$564,900 |
NON-METRO |
CALAVERAS |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
MODESTO , CA |
STANISLAUS |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
CRESCENT CITY , CA |
DEL NORTE |
CA |
$311,250 |
$398,450 |
$481,650 |
$598,550 |
HANFORD-CORCORAN , CA |
KINGS |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
CLEARLAKE , CA |
LAKE |
CA |
$401,250 |
$513,650 |
$620,900 |
$771,650 |
EUREKA-ARCATA-FORTUNA , CA |
HUMBOLDT |
CA |
$393,750 |
$504,050 |
$609,300 |
$757,200 |
SACRAMENTO --ARDEN-ARCADE-- ROSEVILLE , CA |
YOLO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
SACRAMENTO --ARDEN-ARCADE-- ROSEVILLE , CA |
PLACER |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
SACRAMENTO --ARDEN-ARCADE-- ROSEVILLE , CA |
EL DORADO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
SACRAMENTO --ARDEN-ARCADE-- ROSEVILLE , CA |
SACRAMENTO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
TRUCKEE-GRASS VALLEY , CA |
NEVADA |
CA |
$562,500 |
$720,100 |
$870,450 |
$1,081,750 |
VISALIA-PORTERVILLE , CA |
TULARE |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
SUSANVILLE , CA |
LASSEN |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
EL CENTRO , CA |
IMPERIAL |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
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